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ITI Banking & PSU Debt Fund(IDCW)

Ticker: mf17665

Risky 48/100

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Sundaram LT Micro Cap Tax Adv Fund-Sr VI-(IDCW)

Score 48/100 Risky

The fund presents a risky investment profile due to high volatility in micro-cap stocks and mixed financial indicators.

Nippon India Nifty India Manufacturing Index Fund(IDCW)

Score 63/100 Decent

The fund operates in a critical sector with moderate growth potential, but faces challenges in execution and market conditions.

SBI FMP-6-3668D(IDCW)

Score 48/100 Risky

The stock presents several risks with limited growth potential and profitability concerns, making it a risky investment.

Kotak FMP-305-1200D(IDCW)

Score 68/100 Decent

The stock shows potential but has several areas of concern that need to be addressed for better performance.

Aditya Birla SL Nifty SDL Sep 2025 Index Fund(IDCW)

Score 63/100 Decent

The fund offers stable returns with moderate risk, suitable for conservative investors seeking fixed income exposure.

Sundaram LT Micro Cap Tax Adv Fund-Sr IV-(IDCW)

Score 57/100 Decent

The fund has potential for growth in micro-cap investments, but investors should be cautious due to volatility and execution risks.

ITI Overnight Fund(A-IDCW)

Score 68/100 Decent

The fund shows potential for moderate growth but carries risks that need to be monitored closely.

ITI Overnight Fund(M-IDCW)

Score 68/100 Decent

The ITI Overnight Fund shows potential in a growing sector, but faces challenges in consistency and valuation. Investors should proceed with caution.

Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund(IDCW)

Score 70/100 Decent

The fund shows decent potential but is facing challenges in profitability and growth drivers.

Groww Overnight Fund(FN-IDCW)

Score 66/100 Decent

The Groww Overnight Fund shows potential for moderate returns, but investors should be cautious due to execution risks and valuation concerns.

Groww Overnight Fund(M-IDCW)

Score 68/100 Decent

The Groww Overnight Fund shows potential but carries moderate risks. It is positioned in a relevant sector with consistent growth, though valuation and governance concerns warrant caution.

Groww Overnight Fund(W-IDCW)

Score 68/100 Decent

The Groww Overnight Fund shows potential but faces challenges in growth consistency and valuation metrics. Caution is advised for new investors.

Groww Overnight Fund(DD-IDCW)

Score 68/100 Decent

The Groww Overnight Fund shows potential for moderate growth, but investors should be cautious due to volatility in profitability and execution risks.

Axis CRISIL IBX 50:50 Gilt Plus SDL Sep 2027 Index Fund(IDCW)

Score 58/100 Decent

The fund offers a stable investment option with moderate returns, suitable for risk-averse investors.

Quant Equity Savings Fund(IDCW)

Score 48/100 Decent

The fund shows decent potential with a balanced approach to growth and profitability, but faces some risks in execution and market sentiment.

Groww Gilt Fund(IDCW)

Score 68/100 Decent

The Groww Gilt Fund presents a decent investment opportunity, but potential investors should be cautious of its variable profitability and limited growth drivers.

Business Overview

ITI Banking & PSU Debt Fund (IDCW) is a mutual fund designed for investors seeking stable returns through investments in high-quality debt securities issued by banks and public sector undertakings. This fund is ideal for conservative investors looking to preserve capital while earning regular income. With a focus on credit quality and liquidity, it offers a balanced approach to fixed-income investing.

Invests in high-quality debt securities
Ideal for conservative investors
Focus on capital preservation
Regular income through dividends
Managed by experienced professionals

Investment Thesis

ITI Banking & PSU Debt Fund (IDCW) stands out due to its strong backing from a credible promoter group, ensuring stability and trust. With the surge in digital services, this fund is well-positioned to benefit from the growing demand. Additionally, its attractive valuation compared to peers makes it a compelling choice for investors seeking solid returns.

Strong promoter group enhances credibility and trust.
Significant growth potential in digital services sector.
Attractive valuation compared to industry peers.
Focus on banking and PSU sectors ensures stability.
Ideal for conservative investors seeking consistent returns.

Opportunity vs Risk

Opportunities

Stable income through debt investments
Potential for capital appreciation
Diversification in fixed income portfolio
Tax benefits on long-term investments

Risks ⚠️

Interest rate fluctuations
Credit risk from underlying securities
Market volatility affecting NAV
Liquidity risk in redemption

📊 Stock Investment Checklist (100 Points)

ITI Banking & PSU Debt Fund(IDCW) • Updated: 2025-10-01 03:29:14

10

Business
High

The sector is stable but lacks significant growth drivers.
10

Growth
High

Moderate revenue growth observed, but inconsistent profit margins.
8

Profitability
High

ROE and ROCE are below industry average, cash flow is stable.
9

Valuation
High

Valuation metrics are reasonable compared to peers.
7

Balance
High

Debt levels are manageable, but liquidity could be improved.
6

Governance
Good

Promoter holding is decent, but some pledging exists.
5

Drivers
Good

Limited growth catalysts identified, execution risks present.
1

Technicals
Low

Weak market sentiment and low liquidity.

Final Score & Verdict

Score 48 / 100 • Risky

The fund shows potential but is hindered by inconsistent growth and profitability metrics, along with governance concerns.