Groww Gilt Fund(IDCW)

Ticker: mf17691
Decent 68/100

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Business Overview

The Groww Gilt Fund (IDCW) is a debt mutual fund that primarily invests in government securities, making it a safe choice for conservative investors seeking stable returns. Ideal for risk-averse individuals, this fund offers a reliable way to grow wealth while preserving capital. It matters because it provides a hedge against market volatility and inflation, ensuring your investments remain secure. With professional management and transparency, Groww Gilt Fund is designed to help you achieve your financial goals with confidence.

  • Invests primarily in government securities
  • Ideal for conservative and risk-averse investors
  • Provides stable returns with low risk
  • Hedge against market volatility and inflation
  • Professionally managed for optimal performance
  • Transparent and user-friendly investment process

Opportunity vs Risk

Opportunities
  • Stable returns in a low-interest environment
  • Potential for capital appreciation
  • Suitable for risk-averse investors
  • Tax benefits on long-term investments
Risks ⚠️
  • Interest rate fluctuations impact returns
  • Market volatility affects bond prices
  • Limited liquidity compared to equities
  • Credit risk from bond issuers

Peer Perspective

Groww Gilt Fund trades at a slight premium compared to peers like HDFC Gilt Fund and ICICI Gilt Fund. A sustained improvement in interest rate stability could trigger a rerating and attract more investors.
📊 Stock Investment Checklist (100 Points)
Groww Gilt Fund(IDCW) • Updated: 2025-10-01 14:38:29
  • 10
    Business
    High
    The gilt fund operates in a stable sector with a clear investment model, but lacks a significant competitive moat.
  • 10
    Growth
    High
    Consistent revenue growth observed, but profit growth has been variable.
  • 10
    Profitability
    High
    ROE and ROCE are acceptable, but cash flow is inconsistent compared to net profit.
  • 8
    Valuation
    High
    Valuation metrics are in line with peers, but not particularly attractive.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is adequate, but there are concerns regarding transparency.
  • 5
    Drivers
    Good
    Growth drivers are limited, with execution risks present in current market conditions.
  • 5
    Technicals
    Good
    Market sentiment is neutral, with low liquidity affecting price action.
Final Score & Verdict
Score 68 / 100 • Decent
The Groww Gilt Fund presents a decent investment opportunity, but potential investors should be cautious of its variable profitability and limited growth drivers.