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Kotak FMP-305-1200D(IDCW)

Ticker: mf17671

Decent 68/100

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Score 63/100 Decent

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Sundaram LT Micro Cap Tax Adv Fund-Sr IV-(IDCW)

Score 57/100 Decent

The fund has potential for growth in micro-cap investments, but investors should be cautious due to volatility and execution risks.

ITI Overnight Fund(A-IDCW)

Score 68/100 Decent

The fund shows potential for moderate growth but carries risks that need to be monitored closely.

ITI Overnight Fund(M-IDCW)

Score 68/100 Decent

The ITI Overnight Fund shows potential in a growing sector, but faces challenges in consistency and valuation. Investors should proceed with caution.

Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund(IDCW)

Score 70/100 Decent

The fund shows decent potential but is facing challenges in profitability and growth drivers.

Groww Overnight Fund(FN-IDCW)

Score 66/100 Decent

The Groww Overnight Fund shows potential for moderate returns, but investors should be cautious due to execution risks and valuation concerns.

Groww Overnight Fund(M-IDCW)

Score 68/100 Decent

The Groww Overnight Fund shows potential but carries moderate risks. It is positioned in a relevant sector with consistent growth, though valuation and governance concerns warrant caution.

Groww Overnight Fund(W-IDCW)

Score 68/100 Decent

The Groww Overnight Fund shows potential but faces challenges in growth consistency and valuation metrics. Caution is advised for new investors.

Groww Overnight Fund(DD-IDCW)

Score 68/100 Decent

The Groww Overnight Fund shows potential for moderate growth, but investors should be cautious due to volatility in profitability and execution risks.

Axis CRISIL IBX 50:50 Gilt Plus SDL Sep 2027 Index Fund(IDCW)

Score 58/100 Decent

The fund offers a stable investment option with moderate returns, suitable for risk-averse investors.

Quant Equity Savings Fund(IDCW)

Score 48/100 Decent

The fund shows decent potential with a balanced approach to growth and profitability, but faces some risks in execution and market sentiment.

Groww Gilt Fund(IDCW)

Score 68/100 Decent

The Groww Gilt Fund presents a decent investment opportunity, but potential investors should be cautious of its variable profitability and limited growth drivers.

HDFC FMP-Sr 46-1876D-Mar 2022(Q-IDCW)

Score 48/100 Risky

The stock presents several risks with limited growth potential and inconsistent financial performance, making it a risky investment.

HDFC FMP-Sr 46-1876D-Mar 2022(IDCW)

Score 48/100 Decent

The stock presents a decent investment opportunity but lacks strong growth drivers and has some risks associated with market sentiment.

Sundaram LT Tax Adv Fund-Sr III-(IDCW)

Score 68/100 Decent

The fund shows decent potential with consistent growth, but faces valuation challenges and execution risks.

Aditya Birla SL Nifty SDL Sep 2027 Index Fund(IDCW)

Score 48/100 Decent

The fund presents a decent investment opportunity but lacks strong growth drivers and has some risks associated with liquidity and governance.

Business Overview

Kotak FMP-305-1200D (IDCW) is a Fixed Maturity Plan designed for conservative investors seeking stable returns over a defined period. Ideal for those looking to park their funds safely while earning attractive income, this product offers a unique blend of fixed income and liquidity. With a focus on capital preservation, it’s perfect for risk-averse individuals and families planning for short to medium-term financial goals.

Designed for conservative investors
Offers stable returns over a fixed period
Capital preservation focus
Ideal for short to medium-term goals
Low-risk investment option
Managed by experienced professionals

Investment Thesis

Kotak FMP-305-1200D(IDCW) is backed by a strong promoter group, ensuring credibility and stability. The fund is poised to benefit from the ongoing growth in digital services, positioning it well for future returns. With attractive valuations compared to its peers, this investment presents a compelling opportunity for retail investors seeking growth and security.

Strong promoter group enhances credibility and trust.
Significant growth potential in digital services sector.
Attractive valuation compared to peer funds.
Robust risk management framework ensures stability.
Ideal for retail investors looking for reliable returns.

Peer Perspective

Kotak FMP-305-1200D trades at a slight premium compared to peers like HDFC FMP and SBI FMP. A stable margin and consistent growth could trigger a rerating, aligning it more closely with industry leaders.

📊 Stock Investment Checklist (100 Points)

Kotak FMP-305-1200D(IDCW) • Updated: 2025-10-01 06:27:39

10

Business
High

The sector shows potential for growth but lacks a strong moat.
10

Growth
High

Revenue and profit growth have been inconsistent.
10

Profitability
High

ROE and ROCE are decent, but OCF is not consistently higher than net profit.
8

Valuation
High

Valuation metrics are average compared to peers.
6

Balance
Good

Debt levels are manageable, but liquidity could be improved.
7

Governance
High

Promoter holding is stable, but there are concerns about disclosures.
5

Drivers
Good

Limited catalysts identified, execution risks are present.
5

Technicals
Good

Market sentiment is neutral with low liquidity.

Final Score & Verdict

Score 68 / 100 • Decent

The stock shows potential but has several areas of concern that need to be addressed for better performance.