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Groww Overnight Fund(M-IDCW)

Ticker: mf17681
Decent 68/100

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G
Groww Overnight Fund(W-IDCW)
Score 68/100 Decent
The Groww Overnight Fund shows potential but faces challenges in growth consistency and valuation metrics. Caution is advised for new investors.
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G
Groww Overnight Fund(DD-IDCW)
Score 68/100 Decent
The Groww Overnight Fund shows potential for moderate growth, but investors should be cautious due to volatility in profitability and execution risks.
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A
Axis CRISIL IBX 50:50 Gilt Plus SDL Sep 2027 Index Fund(IDCW)
Score 58/100 Decent
The fund offers a stable investment option with moderate returns, suitable for risk-averse investors.
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Q
Quant Equity Savings Fund(IDCW)
Score 48/100 Decent
The fund shows decent potential with a balanced approach to growth and profitability, but faces some risks in execution and market sentiment.
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G
Groww Gilt Fund(IDCW)
Score 68/100 Decent
The Groww Gilt Fund presents a decent investment opportunity, but potential investors should be cautious of its variable profitability and limited growth drivers.
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H
HDFC FMP-Sr 46-1876D-Mar 2022(Q-IDCW)
Score 48/100 Risky
The stock presents several risks with limited growth potential and inconsistent financial performance, making it a risky investment.
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H
HDFC FMP-Sr 46-1876D-Mar 2022(IDCW)
Score 48/100 Decent
The stock presents a decent investment opportunity but lacks strong growth drivers and has some risks associated with market sentiment.
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S
Sundaram LT Tax Adv Fund-Sr III-(IDCW)
Score 68/100 Decent
The fund shows decent potential with consistent growth, but faces valuation challenges and execution risks.
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A
Aditya Birla SL Nifty SDL Sep 2027 Index Fund(IDCW)
Score 48/100 Decent
The fund presents a decent investment opportunity but lacks strong growth drivers and has some risks associated with liquidity and governance.
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I
ICICI Pru Nifty 500 Index Fund(IDCW Payout)
Score 68/100 Decent
The ICICI Pru Nifty 500 Index Fund presents a decent investment opportunity with a balanced exposure to various sectors and consistent growth metrics, though some execution risks exist.
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I
ICICI Pru Nifty 500 Index Fund(IDCW)
Score 68/100 Decent
The ICICI Pru Nifty 500 Index Fund presents a decent investment opportunity with stable growth prospects, though caution is advised due to market risks.
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A
Axis Multi Factor Passive FoF(IDCW)
Score 48/100 Decent
The fund shows potential but is hindered by inconsistent growth and profitability metrics.
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K
Kotak Nifty Smallcap 250 Index Fund(IDCW Payout)
Score 70/100 Decent
The Kotak Nifty Smallcap 250 Index Fund presents a decent investment opportunity, particularly for those seeking exposure to smallcap growth, but investors should be cautious of the inherent risks and volatility in this segment.
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K
Kotak Nifty Smallcap 250 Index Fund(IDCW)
Score 66/100 Decent
The fund shows decent potential with moderate risks, but investors should be cautious about execution and liquidity issues.
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B
Bank of India Midcap Tax Fund-Sr 2(IDCW)
Score 68/100 Decent
The fund shows potential for moderate returns, but investors should be cautious due to market volatility and execution risks.
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M
Mirae Asset Nifty 50 Index Fund(IDCW)
Score 48/100 Decent
The Mirae Asset Nifty 50 Index Fund shows decent potential for investors looking for exposure to large-cap equities, but caution is advised due to some execution risks and governance concerns.
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Business Overview

The Groww Overnight Fund (M-IDCW) is a debt mutual fund designed for investors seeking short-term investment options with minimal risk. Ideal for conservative investors or those looking to park their funds temporarily, this fund invests primarily in overnight securities, ensuring liquidity and safety. It offers a stable return potential while maintaining a low expense ratio, making it an attractive choice for individuals wanting to earn better than traditional savings accounts. With Groww's user-friendly platform, managing your investments is seamless and efficient.

  • Low-risk investment option
  • Ideal for short-term parking of funds
  • Focus on overnight securities for liquidity
  • Stable returns with minimal volatility
  • User-friendly management through Groww platform

Investment Thesis

The Groww Overnight Fund presents a compelling investment opportunity due to its strong promoter credibility, robust digital services growth potential, and attractive valuation compared to peers. As the digital finance landscape expands in India, this fund is well-positioned to capitalize on the increasing demand for efficient investment solutions.

  • Strong backing from a reputable promoter group enhances trust and stability.
  • Significant growth potential in digital financial services aligns with market trends.
  • Attractive valuation metrics compared to similar funds suggest potential upside.
  • Focus on overnight liquidity meets the needs of conservative investors.
  • Growing retail investor participation in mutual funds supports long-term growth.

Opportunity vs Risk

Opportunities
  • Stable returns in low-risk environment
  • Suitable for short-term investments
  • Good liquidity for quick access
  • Tax-efficient growth options
Risks ⚠️
  • Market volatility affects returns
  • Limited growth potential
  • Interest rate fluctuations impact yields
  • Not suitable for long-term goals

Peer Perspective

Groww Overnight Fund trades at a slight premium compared to peers like Nippon India Overnight Fund and HDFC Overnight Fund. A rerating could occur if it demonstrates consistent margin stability and growth in AUM.
📊 Stock Investment Checklist (100 Points)
Groww Overnight Fund(M-IDCW) • Updated: 2025-10-01 02:49:26
  • 10
    Business
    High
    The fund operates in a sector that is becoming increasingly relevant, but lacks a strong competitive moat.
  • 10
    Growth
    High
    Revenue and profit growth have shown consistency, but at a moderate pace.
  • 10
    Profitability
    High
    ROE and ROCE are acceptable, but cash flow generation is not robust.
  • 8
    Valuation
    High
    Valuation metrics are slightly above peers, indicating potential overvaluation.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is decent, but there are concerns about transparency.
  • 5
    Drivers
    Good
    Growth drivers are present, but execution risks remain significant.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The Groww Overnight Fund shows potential but carries moderate risks. It is positioned in a relevant sector with consistent growth, though valuation and governance concerns warrant caution.