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ICICI Pru Retirement Fund-Hybrid Aggressive Plan(IDCW)

Ticker: mf16067
Decent 68/100

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360 ONE Liquid Fund(W-IDCW Reinv)
Score 75/100 Decent
The fund shows decent potential with consistent growth and manageable risks, but investors should be cautious of execution risks and governance concerns.
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3
360 ONE Liquid Fund(W-IDCW)
Score 48/100 Decent
The 360 ONE Liquid Fund presents a decent investment opportunity with stable growth and a strong balance sheet, but potential investors should be cautious of execution risks and moderate growth rates.
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360 ONE Liquid Fund(DD-IDCW)
Score 68/100 Decent
The fund shows decent potential with stable growth prospects, but faces challenges in profitability and liquidity.
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M
Mahindra Manulife Balanced Advantage Fund(IDCW)
Score 66/100 Decent
The fund shows decent potential with a balanced approach to growth and risk management, but investors should remain cautious of valuation metrics.
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Mahindra Manulife Balanced Advantage Fund(IDCW Payout)
Score 68/100 Decent
The fund shows decent potential with a balanced approach to growth and risk management.
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A
Axis Quant Fund(IDCW)
Score 66/100 Decent
The Axis Quant Fund shows a decent investment opportunity with solid growth potential and manageable risks.
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B
Bajaj Finserv Arbitrage Fund(IDCW)
Score 48/100 Decent
Bajaj Finserv Arbitrage Fund shows decent potential but carries certain risks that investors should be aware of.
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A
Axis CRISIL-IBX AAA Bond NBFC - Jun 2027 Index Fund(IDCW)
Score 66/100 Decent
The fund shows decent potential but is hindered by growth and profitability concerns.
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B
Bandhan Overnight Fund(IDCW)
Score 48/100 Decent
The Bandhan Overnight Fund shows potential but faces challenges in growth consistency and valuation. Caution is advised.
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B
Bandhan Overnight Fund(W-IDCW)
Score 68/100 Decent
The Bandhan Overnight Fund shows potential but faces challenges in growth consistency and valuation metrics. Caution is advised.
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B
Bandhan Overnight Fund(M-IDCW)
Score 48/100 Risky
The Bandhan Overnight Fund shows potential but carries significant risks due to inconsistent growth and valuation concerns. Caution is advised for investors.
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B
Bandhan Overnight Fund(DD-IDCW)
Score 58/100 Decent
The Bandhan Overnight Fund shows potential but faces challenges in growth and profitability metrics.
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T
Tata CRISIL IBX Gilt Index - April 2026 Index Fund(IDCW)
Score 72/100 Decent
The Tata CRISIL IBX Gilt Index Fund is a decent investment for conservative investors seeking stability and predictable returns, but it lacks significant growth potential.
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T
Tata CRISIL IBX Gilt Index - April 2026 Index Fund(IDCW Payout)
Score 60/100 Decent
The Tata CRISIL IBX Gilt Index Fund presents a decent investment option for conservative investors seeking stability in fixed income, but it lacks significant growth potential.
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N
Nippon India Index Fund-BSE Sensex Plan(Q-IDCW)
Score 66/100 Decent
The fund shows decent potential with stable growth and profitability metrics, but faces challenges in governance and liquidity.
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N
Nippon India Index Fund-BSE Sensex Plan(A-IDCW)
Score 68/100 Decent
The Nippon India Index Fund-BSE Sensex Plan shows decent potential for investors looking for exposure to the Indian equity market, though it carries inherent market risks.
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Business Overview

ICICI Pru Retirement Fund-Hybrid Aggressive Plan (IDCW) is designed for individuals seeking to build a robust retirement corpus through a balanced investment strategy. This plan combines equity and debt instruments, aiming for long-term capital appreciation while managing risk. It’s ideal for young professionals and those in their wealth accumulation phase, looking to secure their financial future. With its disciplined approach, this fund stands out as a reliable choice for retirement planning.

  • Balanced investment in equity and debt
  • Focus on long-term capital growth
  • Ideal for retirement planning
  • Managed by experienced fund managers
  • Offers potential for higher returns
  • Tax benefits under Section 80C

Investment Thesis

ICICI Pru Retirement Fund-Hybrid Aggressive Plan offers a compelling investment opportunity due to its strong promoter backing, robust credibility, and significant growth potential in digital services. With attractive valuations compared to peers, this fund is well-positioned to deliver long-term returns, making it an ideal choice for retail investors seeking stability and growth.

  • Strong backing from ICICI Group, enhancing trust and reliability.
  • Significant growth potential in digital services, catering to evolving investor needs.
  • Attractive valuation metrics compared to industry peers, indicating potential upside.
  • Diversified investment strategy balancing equity and debt for risk mitigation.
  • Focus on retirement planning aligns with increasing demand for long-term financial security.

Opportunity vs Risk

Opportunities
  • Strong long-term growth potential
  • Diversified investment approach
  • Tax benefits on retirement savings
  • Rising demand for retirement planning
  • Experienced fund management team
Risks ⚠️
  • Market volatility affecting returns
  • Regulatory changes impacting funds
  • Inflation eroding purchasing power
  • Interest rate fluctuations
  • Limited liquidity in certain conditions
📊 Stock Investment Checklist (100 Points)
ICICI Pru Retirement Fund-Hybrid Aggressive Plan(IDCW) • Updated: 2025-10-01 03:23:22
  • 10
    Business
    High
    The fund operates in a future-ready sector with a clear model, but lacks a strong competitive moat.
  • 10
    Growth
    High
    Revenue and profit growth have been consistent over the past few years.
  • 10
    Profitability
    High
    ROE and ROCE are healthy, but OCF is slightly lower compared to net profit.
  • 8
    Valuation
    High
    Valuation metrics are reasonable but not particularly attractive compared to peers.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 9
    Governance
    High
    Promoter holding is strong with minimal pledging, but disclosures could be more transparent.
  • 5
    Drivers
    Good
    Growth catalysts exist, but execution risks are notable.
  • 2
    Technicals
    Low
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The ICICI Pru Retirement Fund-Hybrid Aggressive Plan shows decent potential with consistent growth and manageable risks, but faces challenges in valuation and market sentiment.