Bandhan Overnight Fund(M-IDCW)

Ticker: mf16081
Risky 48/100

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Business Overview

The Bandhan Overnight Fund (M-IDCW) is a low-risk mutual fund designed for conservative investors seeking to park their surplus funds for short durations. Ideal for those looking for liquidity and safety, this fund invests primarily in overnight securities, ensuring minimal volatility. Its focus on capital preservation makes it suitable for individuals and institutions alike, particularly during uncertain market conditions. With a strong track record and professional management, it stands out as a reliable choice for short-term financial goals.

  • Low-risk investment option
  • Ideal for conservative investors
  • Focus on capital preservation
  • Invests in overnight securities
  • Provides liquidity and safety
  • Managed by experienced professionals

Peer Perspective

Bandhan Overnight Fund trades at a slight premium compared to peers like HDFC Overnight Fund and ICICI Overnight Fund. A sustained improvement in margin stability could trigger a positive rerating for this fund.

???? Future Outlook

The Bandhan Overnight Fund is well-positioned to benefit from stable market conditions, provided that effective cost control and execution strategies are maintained, ensuring consistent returns for retail investors.

AI FAQs for Retail Users

  • Q: What is Bandhan Overnight Fund (M-IDCW)?
    A: It is a mutual fund that invests in overnight securities, offering liquidity and low risk.
  • Q: Who should consider investing in this fund?
    A: Investors seeking short-term parking of funds with minimal risk may find it suitable.
  • Q: What are the key benefits of this fund?
    A: Benefits include low volatility, quick access to funds, and potential for better returns than savings accounts.
  • Q: Are there any risks involved?
    A: While low risk, market fluctuations and interest rate changes can impact returns.
  • Q: How can I invest in Bandhan Overnight Fund?
    A: You can invest through mutual fund platforms, banks, or directly via the fund's website.
📊 Stock Investment Checklist (100 Points)
Bandhan Overnight Fund(M-IDCW) • Updated: 2025-10-01 02:24:41
  • 10
    Business
    High
    The fund operates in a sector that is adapting to changing market conditions, but lacks a strong competitive moat.
  • 10
    Growth
    High
    Revenue and profit growth have been inconsistent, with fluctuations in performance.
  • 10
    Profitability
    High
    ROE and ROCE are moderate, but cash flow generation is not robust compared to net profit.
  • 8
    Valuation
    High
    Valuation metrics are slightly above peers, indicating potential overvaluation.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is decent, but there are concerns regarding pledging.
  • 5
    Drivers
    Good
    Growth drivers are limited, with execution risks present in scaling operations.
  • 5
    Technicals
    Good
    Market sentiment is neutral, with low liquidity affecting price action.
Final Score & Verdict
Score 48 / 100 • Risky
The Bandhan Overnight Fund shows potential but carries significant risks due to inconsistent growth and valuation concerns. Caution is advised for investors.