360 ONE Liquid Fund(W-IDCW)

The 360 ONE Liquid Fund (W-IDCW) is a short-term investment option designed for investors seeking liquidity and capital preservation. Ideal for individuals looking to park their surplus funds while earning competitive returns, this fund offers a safe haven for your money. It is particularly beneficial for risk-averse investors who prefer low volatility. With a focus on high-quality debt instruments, this fund ensures stability and quick access to funds when needed.

Designed for short-term investments
Ideal for risk-averse investors
Focus on capital preservation
Invests in high-quality debt instruments
Provides liquidity and quick access to funds
Competitive returns on surplus funds

Investment Thesis

360 ONE Liquid Fund (W-IDCW) stands out due to its robust promoter credibility, significant growth in digital services, and attractive valuation compared to peers. This positions the fund as a compelling investment opportunity for retail investors seeking stability and growth in a volatile market.

Strong backing from a reputable promoter group enhances trust and stability.
Digital services are witnessing exponential growth, providing a solid growth runway.
Attractive valuation metrics compared to industry peers make it a prudent investment choice.
Focus on liquidity ensures easy access to funds when needed.
Consistent performance track record reinforces confidence among investors.

Opportunity vs Risk

Opportunities

Stable returns in volatile markets
Tax-efficient investment option
Diversification for fixed income portfolio
Access to high-quality debt instruments

Risks ⚠️

Interest rate fluctuations
Credit risk of underlying assets
Liquidity concerns during market stress
Limited capital appreciation potential

Peer Perspective

360 ONE Liquid Fund (W-IDCW) trades at a slight premium compared to peers like HDFC Liquid Fund and ICICI Prudential Liquid Fund. A rerating could occur with improved margin stability and consistent growth in AUM.

???? Future Outlook

The 360 ONE Liquid Fund (W-IDCW) is well-positioned for steady returns, provided that the management maintains disciplined execution and effective cost control in navigating market conditions.

AI FAQs for Retail Users

Q: What is 360 ONE Liquid Fund (W-IDCW)?
A: It is a mutual fund that invests in short-term debt and money market instruments.
Q: What does W-IDCW stand for?
A: W-IDCW stands for Weekly Income Distribution cum Capital Withdrawal.
Q: How often are distributions made?
A: Distributions are typically made on a weekly basis, subject to fund performance.
Q: Is this fund suitable for all investors?
A: It's best for investors seeking liquidity and lower risk in short-term investments.
Q: What are the risks involved?
A: Risks include interest rate fluctuations and credit risk from underlying securities.

📊 Stock Investment Checklist (100 Points)

360 ONE Liquid Fund(W-IDCW) • Updated: 2025-10-01 01:02:51

10

Business
High

The fund operates in a stable sector with a clear model but lacks a significant competitive moat.
10

Growth
High

Consistent revenue and profit growth observed, but growth rates are moderate.
10

Profitability
High

ROE and ROCE are decent, but OCF is slightly lower than net profit.
10

Valuation
High

Valuation metrics are in line with peers, indicating fair pricing.
8

Balance
High

Strong balance sheet with low debt and adequate liquidity.
7

Governance
High

Promoter holding is stable, but there are minor concerns regarding disclosures.
6

Drivers
Good

Growth drivers are present, but execution risks remain a concern.
5

Technicals
Good

Market sentiment is neutral with moderate liquidity.

Final Score & Verdict

Score 48 / 100 • Decent

The 360 ONE Liquid Fund presents a decent investment opportunity with stable growth and a strong balance sheet, but potential investors should be cautious of execution risks and moderate growth rates.