360 ONE Liquid Fund(W-IDCW Reinv)

The 360 ONE Liquid Fund (W-IDCW Reinv) is a premier investment option designed for individuals seeking to park their short-term savings in a safe and liquid manner. This fund is ideal for conservative investors looking for better returns than traditional savings accounts while maintaining easy access to their funds. With a focus on capital preservation and liquidity, it plays a crucial role in financial planning, especially for emergency funds or short-term goals.

Safe investment option for short-term savings
Ideal for conservative investors
Offers better returns than savings accounts
High liquidity for easy access to funds
Focus on capital preservation
Supports financial planning for emergencies

Investment Thesis

360 ONE Liquid Fund stands out due to its strong promoter group and credibility in the financial sector. With a robust growth trajectory in digital services, it presents a compelling investment opportunity. Additionally, its attractive valuation compared to peers makes it an appealing choice for retail investors seeking stability and growth.

Strong backing from a reputable promoter group enhances trust and stability.
Significant growth potential in digital financial services aligns with market trends.
Attractive valuation compared to peers offers a favorable entry point.
Focus on liquidity and low risk caters to conservative investors.
Consistent performance track record reinforces confidence in investment.

Opportunity vs Risk

Opportunities

Stable returns in volatile markets
Tax-efficient investment option
Liquidity for short-term goals
Diversification for portfolio stability

Risks ⚠️

Market fluctuations affect returns
Interest rate changes impact performance
Credit risk from underlying assets
Inflation may erode real returns

Peer Perspective

360 ONE Liquid Fund is currently trading at a slight premium compared to peers like HDFC Liquid Fund and ICICI Prudential Liquid Fund. A rerating could occur with sustained growth in AUM and improved margin stability.

???? Future Outlook

The 360 ONE Liquid Fund is well-positioned for steady returns in the current market environment, provided that the management maintains disciplined execution and effective cost control in its investment strategy.

AI FAQs for Retail Users

Q: What is 360 ONE Liquid Fund (W-IDCW Reinv)?
A: It is a mutual fund that invests in short-term debt and money market instruments.
Q: What does IDCW stand for?
A: IDCW stands for Income Distribution cum Capital Withdrawal, allowing periodic income distribution.
Q: Is this fund suitable for short-term investments?
A: Yes, it is designed for investors looking for liquidity and short-term investment options.
Q: What are the risks associated with this fund?
A: As with any investment, there are risks including market fluctuations and credit risk.
Q: How can I invest in this fund?
A: You can invest through mutual fund platforms, financial advisors, or directly via the fund's website.

📊 Stock Investment Checklist (100 Points)

360 ONE Liquid Fund(W-IDCW Reinv) • Updated: 2025-10-01 01:02:36

10

Business
High

The fund operates in a stable sector with a clear model but lacks a significant moat.
10

Growth
High

Consistent revenue and profit growth observed over the past few years.
10

Profitability
High

ROE and ROCE are healthy, but OCF is slightly lower than net profit.
10

Valuation
High

Valuation metrics are in line with peers, indicating fair pricing.
8

Balance
High

Debt levels are manageable with adequate reserves and liquidity.
7

Governance
High

Promoter holding is strong, but some concerns regarding pledging.
8

Drivers
High

Growth catalysts are present, but execution risks remain.
5

Technicals
Good

Market sentiment is neutral with moderate liquidity.

Final Score & Verdict

Score 75 / 100 • Decent

The fund shows decent potential with consistent growth and manageable risks, but investors should be cautious of execution risks and governance concerns.