ICICI Pru Liquid Fund(W-IDCW Payout)

Ticker: mf14087
Decent 68/100

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Business Overview

ICICI Pru Liquid Fund (W-IDCW Payout) is a short-term investment option designed for investors seeking liquidity and capital preservation. Ideal for conservative investors and those looking to park their funds for a short duration, this fund offers a reliable way to earn returns with minimal risk. It plays a crucial role in diversifying your portfolio while ensuring easy access to funds when needed.

  • Designed for short-term investors
  • Offers liquidity and capital preservation
  • Minimizes risk with stable returns
  • Ideal for conservative investors
  • Enhances portfolio diversification
  • Payout option for regular income

Investment Thesis

ICICI Pru Liquid Fund stands out due to its strong promoter backing from ICICI Group, ensuring credibility and trust. The fund is well-positioned to benefit from the growing digital services landscape in India. Additionally, its attractive valuation compared to peers makes it a compelling choice for retail investors seeking stable returns.

  • Strong backing from the reputable ICICI Group enhances credibility.
  • Significant growth potential in digital services sector.
  • Attractive valuation compared to peer liquid funds.
  • Consistent performance in the liquid fund category.
  • Ideal for investors seeking liquidity and stability.

Opportunity vs Risk

Opportunities
  • Stable returns in liquid assets
  • Low market volatility exposure
  • Suitable for short-term investments
  • Tax-efficient compared to fixed deposits
Risks ⚠️
  • Interest rate fluctuations
  • Potential lower returns than equity
  • Liquidity risk in extreme situations
  • Market sentiment impact on NAV

Peer Perspective

ICICI Pru Liquid Fund trades at a slight premium compared to peers like HDFC Liquid Fund and Axis Liquid Fund. A rerating could occur if it demonstrates consistent margin stability and improved returns in a rising interest rate environment.
📊 Stock Investment Checklist (100 Points)
ICICI Pru Liquid Fund(W-IDCW Payout) • Updated: 2025-10-01 03:16:20
  • 10
    Business
    High
    The fund operates in a stable sector with a clear investment model.
  • 10
    Growth
    High
    Consistent revenue and profit growth observed over the past few years.
  • 10
    Profitability
    High
    Healthy ROE and ROCE, with good cash flow management.
  • 8
    Valuation
    High
    Valuation metrics are reasonable compared to peers.
  • 7
    Balance
    High
    Strong balance sheet with low debt levels.
  • 6
    Governance
    Good
    Good promoter holding, but some concerns about disclosures.
  • 5
    Drivers
    Good
    Moderate growth drivers with some execution risks.
  • 5
    Technicals
    Good
    Market sentiment is neutral with average liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The fund shows decent potential with stable growth and profitability metrics, but some risks in governance and execution should be monitored.