LIC MF ULIS Regular Premium Reducing Cover Yrly 15Y(IDCW)
Ticker: mf16530
Risky
48/100
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L
LIC MF ULIS Regular Premium Uniform Cover Yrly 15Y(IDCW)
The stock presents several risks with limited growth potential and profitability concerns, making it a risky investment.
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L
LIC MF ULIS Regular Premium Uniform Cover HY 15Y(IDCW)
The stock presents a decent opportunity but lacks strong growth and profitability metrics.
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L
LIC MF ULIS Regular Premium Uniform Cover Mthly 15Y(IDCW)
The stock presents a decent investment opportunity, but caution is advised due to growth inconsistencies and market risks.
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L
LIC MF ULIS Regular Premium Uniform Cover Yrly 10Y(IDCW)
The stock presents several risks with limited growth prospects and profitability concerns, making it a risky investment.
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L
LIC MF ULIS Regular Premium Uniform Cover Mthly 10Y(IDCW)
The stock shows potential but is hindered by inconsistent growth and execution risks. Caution is advised.
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L
LIC MF ULIS Regular Premium Uniform Cover HY 10Y(IDCW)
The stock presents several risks with limited growth potential and weak market sentiment, making it a risky investment.
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L
LIC MF ULIS-10Y Single Premium(IDCW)
The stock shows moderate potential but is not a strong investment opportunity at this time due to inconsistent growth and profitability metrics.
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L
LIC MF ULIS
LIC MF ULIS shows potential but faces challenges in growth consistency and valuation metrics.
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K
Kotak FMP-292-1735D(IDCW)
The stock presents several risks with limited growth prospects and inconsistent financial performance.
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U
UTI Dynamic Bond Fund(A-IDCW)
The fund shows decent potential but faces challenges in profitability and valuation metrics.
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U
UTI Dynamic Bond Fund(H-IDCW)
The UTI Dynamic Bond Fund shows decent potential with stable growth and acceptable profitability metrics, but faces some execution risks.
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U
UTI Dynamic Bond Fund(F-IDCW)
The UTI Dynamic Bond Fund shows decent potential but faces challenges in profitability and growth drivers.
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U
UTI Dynamic Bond Fund(Q-IDCW)
The UTI Dynamic Bond Fund shows potential but faces challenges in profitability and liquidity. It is a decent option for conservative investors.
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K
Kotak Healthcare Fund(IDCW)
The Kotak Healthcare Fund shows potential for growth in a promising sector, but investors should be cautious of valuation and execution risks.
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K
Kotak Healthcare Fund(IDCW Payout)
The Kotak Healthcare Fund shows potential for growth in a promising sector, but faces challenges in profitability and execution risks.
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I
Invesco India Multi Asset Allocation Fund(IDCW)
The fund shows potential with a decent growth trajectory, but faces challenges in profitability and market competition.
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Business Overview
LIC MF ULIS Regular Premium Reducing Cover is a unique investment plan designed for individuals seeking a combination of insurance and wealth creation over a 15-year term. This plan is ideal for those who want to secure their family's financial future while also accumulating savings. It offers regular premium payments with a reducing cover, ensuring that your loved ones are protected even as your investment grows. This product is a reliable choice for long-term financial planning, combining safety and growth effectively.
- Combines insurance and investment benefits
- Ideal for long-term financial planning
- Regular premium payments for ease of budgeting
- Reduces cover ensures financial security
- Accumulates savings over a 15-year term
- Backed by the trusted LIC brand
Investment Thesis
LIC MF ULIS offers a compelling investment opportunity backed by the credibility of LIC, a strong promoter group in the insurance sector. With a growing focus on digital services, it is well-positioned to capture market share. Additionally, its attractive valuation compared to peers makes it an appealing choice for retail investors seeking long-term growth.
- Strong backing from LIC, enhancing credibility and trust.
- Significant growth potential in digital service offerings.
- Attractive valuation compared to industry peers.
- Long-term investment horizon with a 15-year maturity.
- Focus on reducing cover provides a balanced risk profile.
Opportunity vs Risk
Opportunities
- Tax benefits on premiums paid
- Long-term investment stability
- Potential for wealth accumulation
- Rising demand for insurance products
Risks ⚠️
- Market volatility impact on returns
- Regulatory changes affecting policies
- Inflation eroding real returns
- Limited liquidity in the market
📊 Stock Investment Checklist (100 Points)
LIC MF ULIS Regular Premium Reducing Cover Yrly 15Y(IDCW) • Updated: 2025-10-01 06:36:21
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10BusinessHighThe sector is stable but lacks significant growth drivers.
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10GrowthHighRevenue growth has been inconsistent with fluctuating profits.
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8ProfitabilityHighROE and ROCE are below industry averages, cash flow is moderate.
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9ValuationHighValuation metrics are slightly above peers, indicating overvaluation.
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7BalanceHighDebt levels are manageable but liquidity is a concern.
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6GovernanceGoodPromoter holding is decent, but there are concerns about disclosures.
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5DriversGoodLimited growth catalysts and execution risks are prevalent.
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1TechnicalsLowMarket sentiment is weak with low liquidity.
Final Score & Verdict
Score 48 / 100
• Risky
The stock presents several risks with limited growth potential and profitability concerns, making it a risky investment.