Portfolio Alerts Watch List Cart

LIC MF ULIS Regular Premium Reducing Cover Yrly 10Y(IDCW)

Ticker: mf16528

Risky 48/100

☆ Add to Watchlist

Metrics AI Probability Business Overview Investment Thesis Opportunity/Risk Peer Perspective Future Outlook FAQs Investment Checklist Confidence Score

More Options

LIC MF ULIS Regular Premium Reducing Cover Mthly 15Y(IDCW)

Score 54/100 Decent

The stock shows potential but faces challenges in growth consistency and market sentiment. Caution is advised.

LIC MF ULIS Regular Premium Reducing Cover Yrly 15Y(IDCW)

Score 48/100 Risky

The stock presents several risks with limited growth potential and profitability concerns, making it a risky investment.

LIC MF ULIS Regular Premium Uniform Cover Yrly 15Y(IDCW)

Score 48/100 Risky

The stock presents several risks with limited growth potential and profitability concerns, making it a risky investment.

LIC MF ULIS Regular Premium Uniform Cover HY 15Y(IDCW)

Score 63/100 Decent

The stock presents a decent opportunity but lacks strong growth and profitability metrics.

LIC MF ULIS Regular Premium Uniform Cover Mthly 15Y(IDCW)

Score 58/100 Decent

The stock presents a decent investment opportunity, but caution is advised due to growth inconsistencies and market risks.

LIC MF ULIS Regular Premium Uniform Cover Yrly 10Y(IDCW)

Score 48/100 Risky

The stock presents several risks with limited growth prospects and profitability concerns, making it a risky investment.

LIC MF ULIS Regular Premium Uniform Cover Mthly 10Y(IDCW)

Score 57/100 Decent

The stock shows potential but is hindered by inconsistent growth and execution risks. Caution is advised.

LIC MF ULIS Regular Premium Uniform Cover HY 10Y(IDCW)

Score 48/100 Risky

The stock presents several risks with limited growth potential and weak market sentiment, making it a risky investment.

LIC MF ULIS-10Y Single Premium(IDCW)

Score 63/100 Decent

The stock shows moderate potential but is not a strong investment opportunity at this time due to inconsistent growth and profitability metrics.

Score 68/100 Decent

LIC MF ULIS shows potential but faces challenges in growth consistency and valuation metrics.

Kotak FMP-292-1735D(IDCW)

Score 48/100 Risky

The stock presents several risks with limited growth prospects and inconsistent financial performance.

UTI Dynamic Bond Fund(A-IDCW)

Score 68/100 Decent

The fund shows decent potential but faces challenges in profitability and valuation metrics.

UTI Dynamic Bond Fund(H-IDCW)

Score 66/100 Decent

The UTI Dynamic Bond Fund shows decent potential with stable growth and acceptable profitability metrics, but faces some execution risks.

UTI Dynamic Bond Fund(F-IDCW)

Score 68/100 Decent

The UTI Dynamic Bond Fund shows decent potential but faces challenges in profitability and growth drivers.

UTI Dynamic Bond Fund(Q-IDCW)

Score 48/100 Decent

The UTI Dynamic Bond Fund shows potential but faces challenges in profitability and liquidity. It is a decent option for conservative investors.

Kotak Healthcare Fund(IDCW)

Score 56/100 Decent

The Kotak Healthcare Fund shows potential for growth in a promising sector, but investors should be cautious of valuation and execution risks.

Business Overview

LIC MF ULIS Regular Premium Reducing Cover is a unique investment plan designed to provide both life insurance and wealth accumulation over a 10-year horizon. Ideal for individuals seeking financial security for their loved ones while investing for the future, this plan ensures peace of mind and financial growth. With a focus on long-term benefits, it combines the advantages of insurance and investment, making it a valuable choice for prudent investors.

Offers life cover along with investment growth
Designed for long-term financial security
Ideal for families seeking protection and savings
Regular premium payments for manageable budgeting
Potential for wealth accumulation over 10 years

Investment Thesis

LIC MF ULIS offers a compelling investment opportunity backed by the credibility of LIC, a strong promoter group. With the growing demand for digital services in the insurance sector, this fund is well-positioned for growth. Additionally, its attractive valuation compared to peers makes it an appealing choice for retail investors seeking long-term gains.

Strong backing from LIC, ensuring credibility and trust.
Significant growth potential in digital insurance services.
Attractive valuation compared to industry peers.
Long-term investment horizon with a 10-year plan.
Focus on reducing cover, aligning with customer needs.

Opportunity vs Risk

Opportunities

Stable long-term returns expected
Tax benefits on premiums paid
Increasing demand for insurance products
Strong brand reputation of LIC

Risks ⚠️

Market volatility affecting returns
Regulatory changes impacting policies
Economic downturns may reduce investments
High competition in insurance sector

📊 Stock Investment Checklist (100 Points)

LIC MF ULIS Regular Premium Reducing Cover Yrly 10Y(IDCW) • Updated: 2025-10-01 06:36:14

10

Business
High

The sector is stable but lacks significant growth drivers.
10

Growth
High

Revenue growth has been inconsistent, with fluctuations in profit margins.
8

Profitability
High

ROE and ROCE are below industry averages, indicating weaker profitability.
9

Valuation
High

Valuation metrics are slightly above peers, suggesting overvaluation.
7

Balance
High

Debt levels are manageable, but liquidity could be improved.
6

Governance
Good

Promoter holding is stable, but there are concerns about transparency.
5

Drivers
Good

Limited growth catalysts and execution risks are present.
1

Technicals
Low

Market sentiment is weak with low liquidity.

Final Score & Verdict

Score 48 / 100 • Risky

The stock presents several risks with limited growth potential and profitability concerns, making it a risky investment.