UTI Liquid Fund(A-IDCW)

Ticker: mf14211
Decent 75/100

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Business Overview

UTI Liquid Fund (A-IDCW) is a short-term investment option designed for investors seeking liquidity and safety. Ideal for individuals and institutions looking to park their surplus funds for short durations, this fund offers better returns than traditional savings accounts while maintaining low risk. It plays a crucial role in effective cash management, especially for those aiming to meet short-term financial goals. With a focus on high-quality debt instruments, it ensures stability and growth.

  • Short-term investment option for liquidity
  • Ideal for individuals and institutions
  • Better returns than traditional savings accounts
  • Focus on high-quality debt instruments
  • Low risk with stable growth
  • Effective cash management for short-term goals

Opportunity vs Risk

Opportunities
  • Stable returns in a low-interest environment
  • Liquidity for short-term financial goals
  • Tax benefits on long-term investments
  • Diversification in fixed income portfolio
Risks ⚠️
  • Interest rate fluctuations impact returns
  • Credit risk from underlying securities
  • Market volatility affecting liquidity
  • Regulatory changes in mutual funds
📊 Stock Investment Checklist (100 Points)
UTI Liquid Fund(A-IDCW) • Updated: 2025-10-01 07:46:45
  • 10
    Business
    High
    The sector is stable but lacks significant growth potential.
  • 10
    Growth
    High
    Consistent revenue growth but profit margins are under pressure.
  • 10
    Profitability
    High
    ROE and ROCE are decent but OCF is fluctuating.
  • 8
    Valuation
    High
    Valuation metrics are average compared to peers.
  • 10
    Balance
    High
    Strong balance sheet with low debt levels.
  • 7
    Governance
    High
    Promoter holding is stable, but some concerns over disclosures.
  • 8
    Drivers
    High
    Limited growth drivers identified, execution risks present.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 75 / 100 • Decent
UTI Liquid Fund shows decent stability and moderate growth potential, but faces challenges in profitability and market sentiment.