ICICI Pru Savings Fund(FN-IDCW Payout)

Ticker: mf14183
Decent 72/100

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Business Overview

ICICI Pru Savings Fund is a well-structured debt mutual fund designed for conservative investors seeking stable returns. Ideal for individuals looking to park their savings with minimal risk while earning regular income, this fund focuses on fixed-income securities. It matters because it offers liquidity and capital preservation, making it a reliable choice in volatile markets. With a strong track record and professional management, it aims to provide peace of mind for your financial goals.

  • Designed for conservative investors
  • Focuses on fixed-income securities
  • Offers regular income through IDCW payouts
  • Provides liquidity and capital preservation
  • Backed by a strong management team
  • Ideal for short to medium-term savings

Investment Thesis

ICICI Pru Savings Fund stands out due to its robust promoter backing and credibility in the financial sector. The fund is well-positioned to capitalize on the growing digital services landscape, enhancing its growth potential. Additionally, its attractive valuation compared to peers presents a compelling investment opportunity for retail investors seeking stability and growth.

  • Strong backing from ICICI Group, ensuring credibility and trust.
  • Significant growth potential in digital services, catering to evolving investor needs.
  • Attractive valuation compared to industry peers, offering a potential upside.
  • Consistent performance track record, instilling confidence among investors.
  • Focus on risk management, aligning with conservative investment strategies.

Opportunity vs Risk

Opportunities
  • Stable returns in volatile markets
  • Strong brand reputation
  • Diversified investment portfolio
  • Potential for long-term growth
Risks ⚠️
  • Market fluctuations impact returns
  • Regulatory changes may affect performance
  • Interest rate hikes can reduce yields
  • Economic downturns may impact liquidity
📊 Stock Investment Checklist (100 Points)
ICICI Pru Savings Fund(FN-IDCW Payout) • Updated: 2025-10-01 14:57:31
  • 10
    Business
    High
    The sector is stable but lacks significant growth drivers.
  • 10
    Growth
    High
    Consistent revenue growth but profit margins are under pressure.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but cash flow is inconsistent.
  • 8
    Valuation
    High
    Valuation metrics are slightly above peers.
  • 7
    Balance
    High
    Moderate debt levels with reasonable liquidity.
  • 9
    Governance
    High
    Promoter holding is strong, but some pledging exists.
  • 6
    Drivers
    Good
    Limited growth catalysts and execution risks are present.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 72 / 100 • Decent
The fund shows decent potential but is facing challenges in profitability and growth drivers.