ICICI Pru Savings Fund(W-IDCW)
Ticker: mf14191
Decent
66/100
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I
ICICI Pru Savings Fund(DD-IDCW)
The fund shows decent potential but is hindered by inconsistent growth and some governance concerns.
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H
HDFC Large and Mid Cap Fund(IDCW-Reinv)
The HDFC Large and Mid Cap Fund shows decent potential with consistent growth and profitability metrics, but faces challenges in valuation and execution risks.
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H
HDFC Large and Mid Cap Fund(IDCW)
The fund shows decent potential with consistent growth, but faces challenges in valuation and governance aspects.
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A
Axis Small Cap Fund(IDCW)
The Axis Small Cap Fund shows decent potential for growth, but investors should be cautious due to volatility and execution risks.
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M
Mirae Asset ELSS Tax Saver Fund(IDCW)
The Mirae Asset ELSS Tax Saver Fund shows decent potential with consistent growth and manageable risks, but investors should be cautious of valuation and execution risks.
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C
Canara Rob Large and Mid Cap Fund(IDCW)
The fund shows potential for growth but has some risks that need to be monitored closely.
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U
UTI Flexi Cap Fund(IDCW)
The UTI Flexi Cap Fund shows a decent potential for growth with a balanced approach to risk and return.
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S
SBI Overnight Fund(W-IDCW Payout)
The SBI Overnight Fund shows decent potential with stable growth and profitability metrics, but it faces challenges in governance and market drivers.
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S
SBI Overnight Fund(DD-IDCW)
The SBI Overnight Fund shows decent potential but faces challenges in profitability and growth drivers.
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S
SBI Overnight Fund(W-IDCW)
The SBI Overnight Fund shows decent performance metrics but lacks strong growth drivers and competitive advantages.
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S
SBI Corp Bond Fund(Q-IDCW Payout)
The fund shows moderate potential but lacks strong growth drivers and market momentum.
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S
SBI Corp Bond Fund(M-IDCW Payout)
The fund shows decent stability but lacks strong growth drivers and market momentum.
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S
SBI Corp Bond Fund(Q-IDCW)
The SBI Corp Bond Fund shows decent potential but faces several challenges that could impact future performance.
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S
SBI Corp Bond Fund(M-IDCW)
The fund shows decent stability but lacks strong growth prospects. Investors should be cautious.
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I
Invesco India Arbitrage Fund(IDCW)
The Invesco India Arbitrage Fund shows several weaknesses in growth consistency, profitability, and market sentiment, making it a risky investment at this time.
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U
UTI Liquid Fund(A-IDCW)
UTI Liquid Fund shows decent stability and moderate growth potential, but faces challenges in profitability and market sentiment.
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Business Overview
ICICI Pru Savings Fund (W-IDCW) is a well-structured mutual fund designed for conservative investors seeking stable returns. It primarily invests in debt and money market instruments, making it suitable for those looking to preserve capital while earning reasonable income. This fund is ideal for individuals aiming for short to medium-term financial goals with a low-risk appetite. Its consistent performance and professional management instill confidence in investors, ensuring their money works effectively without excessive risk.
- Conservative investment approach
- Focus on debt and money market instruments
- Ideal for short to medium-term goals
- Professional management for optimal returns
- Suitable for low-risk appetite investors
Investment Thesis
ICICI Pru Savings Fund stands out due to its strong backing from the reputable ICICI Group, ensuring credibility and trust. The fund is well-positioned to leverage the growing digital services sector, providing a significant growth runway. Additionally, its attractive valuation compared to peers makes it a compelling choice for investors seeking stable returns.
- Strong promoter group with a proven track record in financial services.
- Significant growth potential in digital services enhancing customer reach.
- Attractive valuation compared to industry peers, offering better return prospects.
- Robust fund management practices ensuring consistent performance.
- Focus on long-term wealth creation aligns with investor goals.
Opportunity vs Risk
Opportunities
- Stable returns in volatile markets
- Diversified investment portfolio
- Strong brand reputation
- Tax benefits on long-term investments
- Growing demand for insurance products
Risks ⚠️
- Market fluctuations affecting returns
- Regulatory changes impacting operations
- High competition in the sector
- Interest rate risks
- Economic slowdown affecting performance
Peer Perspective
ICICI Pru Savings Fund (W-IDCW) trades at a slight premium compared to HDFC Life and SBI Life, reflecting strong growth potential; however, a sustained improvement in margin stability could trigger a rerating.
📊 Stock Investment Checklist (100 Points)
ICICI Pru Savings Fund(W-IDCW) • Updated: 2025-10-01 14:59:41
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10BusinessHighThe sector is evolving with a focus on digitalization, but competition is intense.
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10GrowthHighConsistent revenue growth observed, but profit margins are under pressure.
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10ProfitabilityHighROE and ROCE are decent, but OCF is fluctuating.
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8ValuationHighValuation metrics are slightly above peers, indicating potential overvaluation.
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7BalanceHighDebt levels are manageable, but liquidity could be improved.
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9GovernanceHighPromoter holding is strong, but there are minor concerns about disclosures.
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10DriversHighGrowth drivers are present, but execution risks remain.
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5TechnicalsGoodMarket sentiment is neutral with low liquidity.
Final Score & Verdict
Score 66 / 100
• Decent
ICICI Pru Savings Fund shows decent potential with some growth drivers, but faces challenges in profitability and valuation.