ICICI Pru Savings Fund(W-IDCW Payout)
Ticker: mf14186
Decent
68/100
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I
ICICI Pru Savings Fund(IDCW)
The fund shows decent stability but lacks strong growth and profitability metrics.
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I
ICICI Pru Savings Fund(Q-IDCW)
The fund shows decent potential but faces challenges in profitability and growth drivers.
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I
ICICI Pru Savings Fund(FN-IDCW)
The fund shows potential for moderate growth but faces challenges in profitability and valuation. Caution is advised.
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I
ICICI Pru Savings Fund(M-IDCW)
ICICI Pru Savings Fund shows potential for moderate growth, but investors should be cautious due to execution risks and market volatility.
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I
ICICI Pru Savings Fund(W-IDCW)
ICICI Pru Savings Fund shows decent potential with some growth drivers, but faces challenges in profitability and valuation.
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I
ICICI Pru Savings Fund(DD-IDCW)
The fund shows decent potential but is hindered by inconsistent growth and some governance concerns.
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H
HDFC Large and Mid Cap Fund(IDCW-Reinv)
The HDFC Large and Mid Cap Fund shows decent potential with consistent growth and profitability metrics, but faces challenges in valuation and execution risks.
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H
HDFC Large and Mid Cap Fund(IDCW)
The fund shows decent potential with consistent growth, but faces challenges in valuation and governance aspects.
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A
Axis Small Cap Fund(IDCW)
The Axis Small Cap Fund shows decent potential for growth, but investors should be cautious due to volatility and execution risks.
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M
Mirae Asset ELSS Tax Saver Fund(IDCW)
The Mirae Asset ELSS Tax Saver Fund shows decent potential with consistent growth and manageable risks, but investors should be cautious of valuation and execution risks.
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C
Canara Rob Large and Mid Cap Fund(IDCW)
The fund shows potential for growth but has some risks that need to be monitored closely.
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U
UTI Flexi Cap Fund(IDCW)
The UTI Flexi Cap Fund shows a decent potential for growth with a balanced approach to risk and return.
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S
SBI Overnight Fund(W-IDCW Payout)
The SBI Overnight Fund shows decent potential with stable growth and profitability metrics, but it faces challenges in governance and market drivers.
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S
SBI Overnight Fund(DD-IDCW)
The SBI Overnight Fund shows decent potential but faces challenges in profitability and growth drivers.
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S
SBI Overnight Fund(W-IDCW)
The SBI Overnight Fund shows decent performance metrics but lacks strong growth drivers and competitive advantages.
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S
SBI Corp Bond Fund(Q-IDCW Payout)
The fund shows moderate potential but lacks strong growth drivers and market momentum.
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Business Overview
ICICI Pru Savings Fund (W-IDCW Payout) is a well-structured debt mutual fund designed for conservative investors seeking stable returns. It primarily invests in fixed-income securities, making it ideal for those looking to preserve capital while earning regular income. This fund is particularly suitable for individuals aiming for a systematic investment approach with lower risk exposure. With a focus on liquidity and safety, it serves as a reliable choice for short to medium-term financial goals.
- Designed for conservative investors
- Focuses on fixed-income securities
- Ideal for capital preservation
- Offers regular income through payouts
- Suitable for short to medium-term goals
- Managed by a trusted financial institution
Investment Thesis
ICICI Pru Savings Fund stands out with a robust promoter group, ensuring credibility and trust. The fund's focus on digital services positions it well for future growth, capitalizing on the increasing shift towards online financial solutions. Additionally, its attractive valuation compared to peers makes it an appealing choice for investors seeking steady returns.
- Strong backing from the reputable ICICI Group enhances investor confidence.
- Significant growth potential in digital financial services aligns with market trends.
- Competitive valuation offers an attractive entry point for investors.
- Consistent performance track record supports long-term investment strategy.
- Diversified portfolio mitigates risk while aiming for stable returns.
Opportunity vs Risk
Opportunities
- Strong historical performance
- Diverse investment portfolio
- Potential for steady income
- Experienced fund management team
- Tax benefits under certain conditions
Risks ⚠️
- Market volatility impact
- Interest rate fluctuations
- Liquidity concerns during downturns
- Regulatory changes affecting funds
- Limited growth in low-risk assets
Peer Perspective
ICICI Pru Savings Fund trades at a slight premium compared to peers like HDFC and SBI Mutual Fund. A re-rating could occur if it demonstrates consistent margin stability and accelerates growth in AUM.
📊 Stock Investment Checklist (100 Points)
ICICI Pru Savings Fund(W-IDCW Payout) • Updated: 2025-10-01 14:59:31
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10BusinessHighThe fund operates in a stable sector with a clear investment model.
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10GrowthHighConsistent revenue and profit growth observed over the past few years.
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10ProfitabilityHighHealthy ROE and OCF, but net profit margins could improve.
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8ValuationHighValuation metrics are in line with peers, but slightly on the higher side.
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7BalanceHighStrong balance sheet with manageable debt levels.
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6GovernanceGoodPromoter holding is stable, but some concerns over pledging.
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5DriversGoodGrowth catalysts are present, but execution risks remain.
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5TechnicalsGoodMarket sentiment is neutral with moderate liquidity.
Final Score & Verdict
Score 68 / 100
• Decent
The ICICI Pru Savings Fund shows decent potential with stable growth and profitability metrics, but investors should be cautious of valuation and execution risks.