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ICICI Pru Savings Fund(IDCW-Payout)

Ticker: mf14185
Decent 72/100

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I
ICICI Pru Savings Fund(W-IDCW Payout)
Score 68/100 Decent
The ICICI Pru Savings Fund shows decent potential with stable growth and profitability metrics, but investors should be cautious of valuation and execution risks.
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I
ICICI Pru Savings Fund(IDCW)
Score 70/100 Decent
The fund shows decent stability but lacks strong growth and profitability metrics.
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I
ICICI Pru Savings Fund(Q-IDCW)
Score 70/100 Decent
The fund shows decent potential but faces challenges in profitability and growth drivers.
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I
ICICI Pru Savings Fund(FN-IDCW)
Score 68/100 Decent
The fund shows potential for moderate growth but faces challenges in profitability and valuation. Caution is advised.
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I
ICICI Pru Savings Fund(M-IDCW)
Score 75/100 Decent
ICICI Pru Savings Fund shows potential for moderate growth, but investors should be cautious due to execution risks and market volatility.
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I
ICICI Pru Savings Fund(W-IDCW)
Score 66/100 Decent
ICICI Pru Savings Fund shows decent potential with some growth drivers, but faces challenges in profitability and valuation.
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I
ICICI Pru Savings Fund(DD-IDCW)
Score 70/100 Decent
The fund shows decent potential but is hindered by inconsistent growth and some governance concerns.
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H
HDFC Large and Mid Cap Fund(IDCW-Reinv)
Score 72/100 Decent
The HDFC Large and Mid Cap Fund shows decent potential with consistent growth and profitability metrics, but faces challenges in valuation and execution risks.
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H
HDFC Large and Mid Cap Fund(IDCW)
Score 68/100 Decent
The fund shows decent potential with consistent growth, but faces challenges in valuation and governance aspects.
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A
Axis Small Cap Fund(IDCW)
Score 68/100 Decent
The Axis Small Cap Fund shows decent potential for growth, but investors should be cautious due to volatility and execution risks.
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M
Mirae Asset ELSS Tax Saver Fund(IDCW)
Score 48/100 Decent
The Mirae Asset ELSS Tax Saver Fund shows decent potential with consistent growth and manageable risks, but investors should be cautious of valuation and execution risks.
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C
Canara Rob Large and Mid Cap Fund(IDCW)
Score 68/100 Decent
The fund shows potential for growth but has some risks that need to be monitored closely.
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U
UTI Flexi Cap Fund(IDCW)
Score 68/100 Decent
The UTI Flexi Cap Fund shows a decent potential for growth with a balanced approach to risk and return.
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S
SBI Overnight Fund(W-IDCW Payout)
Score 68/100 Decent
The SBI Overnight Fund shows decent potential with stable growth and profitability metrics, but it faces challenges in governance and market drivers.
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S
SBI Overnight Fund(DD-IDCW)
Score 68/100 Decent
The SBI Overnight Fund shows decent potential but faces challenges in profitability and growth drivers.
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S
SBI Overnight Fund(W-IDCW)
Score 68/100 Decent
The SBI Overnight Fund shows decent performance metrics but lacks strong growth drivers and competitive advantages.
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Business Overview

ICICI Pru Savings Fund (IDCW-Payout) is a well-structured debt mutual fund designed for conservative investors seeking stable returns. Ideal for individuals looking to grow their savings with low risk, this fund focuses on generating consistent income while preserving capital. With a professional management team and a diversified portfolio, it aims to provide liquidity and flexibility for investors. This fund is suitable for those aiming for short to medium-term financial goals.

  • Designed for conservative investors
  • Focuses on generating stable income
  • Capital preservation is a priority
  • Managed by experienced professionals
  • Ideal for short to medium-term goals
  • Offers liquidity and flexibility

Investment Thesis

ICICI Pru Savings Fund stands out due to its robust promoter backing, solid credibility, and a strong growth trajectory in digital services. With attractive valuations compared to peers, it presents a compelling investment opportunity for retail investors seeking stable returns in the mutual fund space.

  • Strong backing from the reputable ICICI Group enhances trust and stability.
  • Significant growth potential in digital services, catering to a tech-savvy investor base.
  • Attractive valuation metrics compared to industry peers, offering potential for capital appreciation.
  • Consistent performance track record, making it a reliable choice for conservative investors.
  • Focus on risk management and diversified investment strategies to safeguard investor interests.

Opportunity vs Risk

Opportunities
  • Strong historical performance
  • Diversified investment portfolio
  • Growing insurance market in India
  • Stable dividend payouts
  • Experienced management team
Risks ⚠️
  • Market volatility impact
  • Regulatory changes
  • Interest rate fluctuations
  • Credit risk on investments
  • Economic slowdown concerns
📊 Stock Investment Checklist (100 Points)
ICICI Pru Savings Fund(IDCW-Payout) • Updated: 2025-10-01 14:57:48
  • 10
    Business
    High
    The sector is stable but lacks significant growth drivers.
  • 10
    Growth
    High
    Consistent revenue growth but profit margins are under pressure.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but OCF is fluctuating.
  • 8
    Valuation
    High
    Valuation metrics are slightly above peers.
  • 7
    Balance
    High
    Debt levels are manageable but liquidity is a concern.
  • 9
    Governance
    High
    Promoter holding is strong, but some pledging exists.
  • 6
    Drivers
    Good
    Limited growth catalysts identified.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 72 / 100 • Decent
The fund shows decent potential but faces challenges in profitability and growth drivers.