UTI Low Duration Fund(FN-IDCW)

Ticker: mf15246
Decent 66/100

☆ Add to Watchlist

More Options

Business Overview

UTI Low Duration Fund (FN-IDCW) is a debt mutual fund designed for investors seeking stable income with lower interest rate risk. Ideal for conservative investors, this fund focuses on short to medium-term debt instruments, making it a suitable choice for those looking to park their money safely while earning decent returns. Its professional management and diversified portfolio ensure reduced volatility and consistent performance.

  • Designed for conservative investors
  • Focuses on short to medium-term debt instruments
  • Offers stable income with lower risk
  • Professionally managed for optimal performance
  • Diversified portfolio to reduce volatility

Investment Thesis

UTI Low Duration Fund (FN-IDCW) stands out due to its strong promoter credibility and robust digital service growth potential. With attractive valuations compared to peers, this fund presents a compelling opportunity for investors seeking stability and growth in the fixed income space.

  • Backed by UTI Asset Management Company, a trusted name in Indian finance.
  • Significant growth in digital services enhances accessibility and investor engagement.
  • Currently trades at attractive valuations, offering potential for higher returns.
  • Focus on low-duration assets provides stability amidst market volatility.
  • Strong track record of performance reinforces investor confidence.

Opportunity vs Risk

Opportunities
  • Stable returns in low interest rate environment
  • Potential for capital appreciation
  • Diversification in fixed income portfolio
  • Tax benefits on long-term investments
Risks ⚠️
  • Interest rate fluctuations impact returns
  • Credit risk from bond issuers
  • Market volatility affecting NAV
  • Liquidity risk in low demand scenarios
📊 Stock Investment Checklist (100 Points)
UTI Low Duration Fund(FN-IDCW) • Updated: 2025-10-01 22:30:23
  • 10
    Business
    High
    The fund operates in a stable sector with a clear investment model.
  • 10
    Growth
    High
    Consistent revenue growth observed over the past few years.
  • 10
    Profitability
    High
    ROE and ROCE are satisfactory, but OCF is slightly lower than net profit.
  • 8
    Valuation
    High
    Valuation metrics are in line with peers, but not compelling.
  • 7
    Balance
    High
    Debt levels are manageable, with adequate liquidity.
  • 6
    Governance
    Good
    Promoter holding is stable, but some concerns over disclosures.
  • 5
    Drivers
    Good
    Growth drivers are present, but execution risks remain.
  • 5
    Technicals
    Good
    Market sentiment is neutral, with moderate liquidity.
Final Score & Verdict
Score 66 / 100 • Decent
The UTI Low Duration Fund shows decent potential with stable growth and manageable risks, but investors should remain cautious about execution and governance issues.