Kotak Floating Rate Fund(IDCW)

Ticker: mf15267
Decent 68/100

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Business Overview

Kotak Floating Rate Fund (IDCW) is a dynamic debt mutual fund designed for investors seeking stable returns with lower interest rate risk. Ideal for conservative investors and those looking for regular income, this fund invests primarily in floating rate instruments, which adjust with market rates. It aims to provide consistent returns while protecting capital in varying interest rate environments. With a strong management team and a focus on liquidity, this fund is a reliable choice for wealth preservation.

  • Designed for conservative investors
  • Invests in floating rate instruments
  • Offers regular income through IDCW
  • Minimizes interest rate risk
  • Managed by a trusted team
  • Focus on capital preservation

Opportunity vs Risk

Opportunities
  • Stable returns in fluctuating rates
  • Potential for capital appreciation
  • Diversification in fixed income portfolio
  • Tax efficiency in long-term investments
Risks ⚠️
  • Interest rate fluctuations impact returns
  • Credit risk from underlying securities
  • Market volatility affecting NAV
  • Liquidity risk in redemption scenarios

Peer Perspective

Kotak Floating Rate Fund trades at a slight premium compared to peers like HDFC Floating Rate Fund and SBI Floating Rate Fund. A stable margin and consistent interest rate environment could trigger a rerating.
📊 Stock Investment Checklist (100 Points)
Kotak Floating Rate Fund(IDCW) • Updated: 2025-10-01 06:27:13
  • 10
    Business
    High
    The floating rate fund operates in a stable sector with a clear model, but lacks a significant competitive moat.
  • 10
    Growth
    High
    Consistent revenue and profit growth observed, but growth potential is moderate.
  • 10
    Profitability
    High
    ROE and ROCE are acceptable, but cash flow metrics show some volatility.
  • 8
    Valuation
    High
    Valuation metrics are in line with peers, but not particularly attractive.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is decent, but there are concerns regarding pledging.
  • 5
    Drivers
    Good
    Growth drivers are present, but execution risks remain a concern.
  • 5
    Technicals
    Good
    Market sentiment is neutral with moderate liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The Kotak Floating Rate Fund shows decent potential with stable growth and manageable risks, but lacks a strong competitive edge.