UTI Low Duration Fund(H-IDCW)

Ticker: mf15248
Decent 58/100

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Business Overview

The UTI Low Duration Fund (H-IDCW) is designed for conservative investors seeking stable returns over a short to medium-term horizon. This fund invests primarily in debt and money market instruments, making it suitable for those looking to preserve capital while earning reasonable income. With a focus on liquidity and risk management, it caters to individuals who want to balance their investment portfolio without taking on excessive risk.

  • Ideal for conservative investors
  • Focuses on short to medium-term returns
  • Invests in debt and money market instruments
  • Emphasizes capital preservation
  • Offers liquidity and risk management

Investment Thesis

UTI Low Duration Fund (H-IDCW) stands out due to its strong promoter group, robust credibility, and a promising digital services growth trajectory. With attractive valuations compared to peers, it presents a compelling investment opportunity for Indian retail investors seeking stability and growth.

  • Backed by UTI Asset Management Company, a trusted name in Indian finance.
  • Significant growth potential in digital services enhancing customer engagement.
  • Competitive valuations make it an appealing choice versus similar funds.
  • Focus on low-duration assets mitigates interest rate risk.
  • Strong track record of performance instills investor confidence.

Opportunity vs Risk

Opportunities
  • Stable income generation potential
  • Diversification in fixed income
  • Low interest rate sensitivity
  • Suitable for conservative investors
Risks ⚠️
  • Market volatility impact
  • Credit risk from underlying assets
  • Interest rate fluctuations
  • Liquidity concerns in low duration
📊 Stock Investment Checklist (100 Points)
UTI Low Duration Fund(H-IDCW) • Updated: 2025-10-01 22:30:34
  • 10
    Business
    High
    The fund operates in a stable sector with a clear investment model.
  • 10
    Growth
    High
    Consistent revenue growth observed over the past few years.
  • 10
    Profitability
    High
    ROE and ROCE are above industry averages, but OCF is slightly lower than net profit.
  • 8
    Valuation
    High
    Valuation metrics are in line with peers, indicating fair pricing.
  • 7
    Balance
    High
    Debt levels are manageable, with adequate liquidity.
  • 5
    Governance
    Good
    Promoter holding is stable, but some concerns over disclosures.
  • 3
    Drivers
    Low
    Limited growth catalysts identified, with some execution risks.
  • 0
    Technicals
    Low
    Weak market sentiment and low liquidity observed.
Final Score & Verdict
Score 58 / 100 • Decent
The UTI Low Duration Fund shows decent potential with stable growth and profitability metrics, but faces challenges in market sentiment and growth drivers.