UTI Children's Hybrid Fund-Scholarship-Direct plan

Ticker: mf12687
Decent 68/100

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Business Overview

The UTI Children's Hybrid Fund-Scholarship-Direct Plan is designed to secure your child's future through a balanced investment approach. This fund is ideal for parents looking to save for their children's education and other future needs. By combining equity and debt investments, it aims to provide growth while managing risk. This fund not only helps in wealth creation but also instills a sense of financial discipline for your child's aspirations.

  • Balanced investment strategy for growth and stability
  • Tailored for children's education and future needs
  • Encourages disciplined saving habits
  • Managed by experienced fund managers
  • Potential for long-term wealth creation
  • Tax benefits under Section 80C

Opportunity vs Risk

Opportunities
  • Diversified investment across asset classes
  • Potential for long-term capital growth
  • Tax benefits under Section 80C
  • Regular investment through SIP
  • Child education planning support
Risks ⚠️
  • Market volatility affecting returns
  • Liquidity risk in fund redemption
  • Performance linked to equity markets
  • Higher expense ratio than peers
  • Regulatory changes impacting funds
📊 Stock Investment Checklist (100 Points)
UTI Children's Hybrid Fund-Scholarship-Direct plan • Updated: 2025-09-29 16:43:42
  • 10
    Business
    High
    The fund operates in a growing sector focused on children's education, but faces competition.
  • 10
    Growth
    High
    Consistent revenue growth observed, but profit margins are fluctuating.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but OCF is not consistently higher than net profit.
  • 8
    Valuation
    High
    Valuation metrics are average compared to peers.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is stable, but some concerns over disclosures.
  • 5
    Drivers
    Good
    Growth drivers are present, but execution risks remain.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The fund shows potential for growth in a niche market, but faces challenges in profitability and execution.