Bandhan CRISIL IBX Gilt April 2028 Index Fund

Ticker: mf12689
Decent 68/100

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Business Overview

The Bandhan CRISIL IBX Gilt April 2028 Index Fund is a debt mutual fund designed for conservative investors seeking stable returns through government securities. It offers a low-risk investment option ideal for those looking to preserve capital while earning interest. This fund tracks the CRISIL IBX Gilt Index, ensuring transparency and reliability in its performance. With a focus on long-term growth, it suits individuals planning for future financial goals such as retirement or education.

  • Invests primarily in government securities
  • Low-risk investment option
  • Ideal for conservative investors
  • Tracks a reliable index for transparency
  • Supports long-term financial planning

Investment Thesis

The Bandhan CRISIL IBX Gilt April 2028 Index Fund stands out due to its strong promoter credibility and robust digital service growth potential. With attractive valuations compared to peers, it offers a compelling investment opportunity for retail investors seeking stability and growth in a dynamic market.

  • Strong backing from a reputable promoter group enhances trust and stability.
  • Significant growth potential in digital services aligns with market trends.
  • Attractive valuation metrics compared to peer funds make it a prudent choice.
  • Focus on government securities provides a safer investment avenue.
  • Ideal for risk-averse investors looking for steady returns.

Opportunity vs Risk

Opportunities
  • Stable returns from government securities
  • Low expense ratio compared to peers
  • Potential for capital appreciation
  • Diversification in fixed income portfolio
Risks ⚠️
  • Interest rate fluctuations impact returns
  • Market volatility can affect NAV
  • Limited liquidity compared to equities
  • Inflation may erode real returns
📊 Stock Investment Checklist (100 Points)
Bandhan CRISIL IBX Gilt April 2028 Index Fund • Updated: 2025-09-29 14:31:23
  • 10
    Business
    High
    The fund operates in a stable sector with a clear investment model.
  • 10
    Growth
    High
    Consistent revenue growth observed in the underlying assets.
  • 10
    Profitability
    High
    Moderate ROE and OCF, but net profit margins are under pressure.
  • 8
    Valuation
    High
    Valuation metrics are in line with peers, but not compelling.
  • 7
    Balance
    High
    Strong liquidity position with manageable debt levels.
  • 6
    Governance
    Good
    Promoter holding is stable with adequate disclosures.
  • 5
    Drivers
    Good
    Limited growth catalysts identified, execution risks present.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The fund shows decent potential with stable growth prospects, but faces challenges in profitability and market sentiment.