UTI Children's Hybrid Fund

Ticker: mf12688
Decent 66/100

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Business Overview

The UTI Children's Hybrid Fund is a thoughtfully designed investment option aimed at securing your child's financial future. Ideal for parents looking to build a corpus for their children's education or marriage, this fund combines equity and debt investments to balance growth and stability. With a focus on long-term wealth creation, it offers the potential for higher returns while managing risks effectively. Investing in this fund can provide peace of mind as you plan for your child's milestones.

  • Designed for children's future needs
  • Balanced approach with equity and debt
  • Long-term wealth creation
  • Professional fund management
  • Tax benefits under Section 80C
  • Suitable for various life goals

Opportunity vs Risk

Opportunities
  • Diversified investment across asset classes
  • Potential for long-term capital growth
  • Tax benefits under Section 80C
  • Professional fund management
  • Suitable for children's education goals
Risks ⚠️
  • Market volatility affecting returns
  • Long-term investment horizon required
  • Inflation may erode real returns
  • Expense ratios may impact gains
  • Regulatory changes in mutual funds
📊 Stock Investment Checklist (100 Points)
UTI Children's Hybrid Fund • Updated: 2025-09-29 16:43:33
  • 10
    Business
    High
    The fund operates in a future-ready sector focusing on children's financial needs, but lacks a strong competitive moat.
  • 10
    Growth
    High
    Consistent revenue growth observed, but profit growth has been volatile.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but OCF is inconsistent compared to net profit.
  • 8
    Valuation
    High
    Valuation metrics are slightly above peers, indicating potential overvaluation.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is stable, but there are concerns about transparency in disclosures.
  • 5
    Drivers
    Good
    Growth drivers are present, but execution risks remain high.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 66 / 100 • Decent
The UTI Children's Hybrid Fund shows potential with decent growth prospects, but faces challenges in profitability and valuation metrics.


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