SBI FMP-54-1842D(IDCW)
Ticker: mf17656
Risky
48/100
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B
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Franklin India Long Duration Fund(IDCW Payout)
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Aditya Birla SL Aggressive Hybrid Omni FOF(IDCW)
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Aditya Birla SL Aggressive Hybrid Omni FOF(IDCW Payout)
The fund shows decent potential with consistent growth and manageable risks, but investors should be cautious of execution challenges.
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N
Nippon India BSE Sensex Next 30 Index Fund(IDCW)
The Nippon India BSE Sensex Next 30 Index Fund presents a decent investment opportunity with moderate growth potential, but investors should be cautious of execution risks and market volatility.
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I
ITI Banking & PSU Debt Fund(IDCW)
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Sundaram LT Micro Cap Tax Adv Fund-Sr VI-(IDCW)
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SBI FMP-6-3668D(IDCW)
The stock presents several risks with limited growth potential and profitability concerns, making it a risky investment.
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K
Kotak FMP-305-1200D(IDCW)
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A
Aditya Birla SL Nifty SDL Sep 2025 Index Fund(IDCW)
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Sundaram LT Micro Cap Tax Adv Fund-Sr IV-(IDCW)
The fund has potential for growth in micro-cap investments, but investors should be cautious due to volatility and execution risks.
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I
ITI Overnight Fund(A-IDCW)
The fund shows potential for moderate growth but carries risks that need to be monitored closely.
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I
ITI Overnight Fund(M-IDCW)
The ITI Overnight Fund shows potential in a growing sector, but faces challenges in consistency and valuation. Investors should proceed with caution.
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K
Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund(IDCW)
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Business Overview
SBI FMP-54-1842D (IDCW) is a Fixed Maturity Plan designed for conservative investors seeking stable returns over a defined period. This product is ideal for those looking to invest with a clear timeline while minimizing risk. It invests primarily in debt securities, making it a safer choice for capital preservation. With SBI's trusted brand, investors can feel secure in their investment decisions. This plan offers predictable income through regular distributions, catering to both individual and institutional investors.
- Ideal for conservative investors
- Focus on capital preservation
- Invests in debt securities
- Offers predictable income
- Backed by SBI's trusted reputation
Investment Thesis
SBI FMP-54-1842D(IDCW) presents a compelling investment opportunity with its strong promoter backing, robust digital services growth, and attractive valuation compared to peers. This fund is well-positioned to leverage SBI's credibility and extensive network, making it a prudent choice for retail investors seeking stability and growth.
- Strong backing from State Bank of India, enhancing credibility.
- Significant growth potential in digital services and financial inclusion.
- Attractive valuation compared to similar funds in the market.
- Focus on fixed maturity plans provides predictable returns.
- Alignment with SBI's strategic initiatives for long-term growth.
Opportunity vs Risk
Opportunities
- Stable returns from fixed maturity
- Potential tax benefits on dividends
- Low market volatility exposure
- Suitable for conservative investors
Risks ⚠️
- Interest rate fluctuations impact returns
- Limited liquidity in secondary market
- Inflation may erode real returns
- Credit risk from underlying securities
Peer Perspective
SBI FMP-54-1842D trades at a slight premium compared to peers like HDFC FMP and ICICI FMP. A sustained improvement in margin stability could trigger a rerating, enhancing its attractiveness for investors.
📊 Stock Investment Checklist (100 Points)
SBI FMP-54-1842D(IDCW) • Updated: 2025-10-01 22:59:21
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10BusinessHighThe sector is stable but lacks significant growth drivers.
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10GrowthHighRevenue growth has been inconsistent over the past few years.
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8ProfitabilityHighROE and ROCE are moderate, with OCF slightly lagging behind net profit.
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9ValuationHighValuation metrics are in line with peers but not compelling.
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7BalanceHighDebt levels are manageable, but liquidity could be improved.
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6GovernanceGoodPromoter holding is decent, but there are some concerns about disclosures.
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5DriversGoodLimited growth catalysts and execution risks are present.
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1TechnicalsLowWeak momentum and low liquidity in the market.
Final Score & Verdict
Score 48 / 100
• Risky
The stock shows several weaknesses in growth and profitability metrics, making it a risky investment at this time.