One 97 Communications Ltd
Ticker: PAYTM
Decent
58/100
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Investing Reference
Price
1125.20
Market Cap
71862.41
Debt/Equity
0.0107
ROE %
-4.656
PB
4.7918
Promoter %
0.000
Pledge %
0.000
1Y Rev Growth %
-14.745
5Y Rev Growth %
20.453
NP Margin %
-7.341
NP Margin 5Y Avg %
-28.122
Trading Reference
1M Return %
-10.373
6M Return %
44.832
1Y Return %
59.569
% Away 52W High
15.233
% Away 52W Low
76.613
Daily Volume
3460505
Investment Verdict
Risky
Score 46/100 · Position size: 6%
Higher volatility/weak areas. Consider only a small allocation if risk appetite is high.
Trading Verdict
Avoid
Score 36/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.
AI Probability Statement
Probability Statement
One 97 Communications Ltd is currently trading near a key support level, with a bullish trend indicated by the 50-day EMA crossing above the 200-day EMA. However, resistance is observed at higher levels, suggesting potential volatility. Overall, there is a moderate probability of upward movement in the next 6-12 months, contingent on volume supporting the trend.
Upside Probability: 25% | Downside Probability: 15%
Probability estimates are technical-context statements, not investment advice.
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Business Overview
One 97 Communications Ltd is a leading digital payments and financial services company in India, primarily known for its flagship product, Paytm. Catering to millions of users, it empowers individuals and businesses with seamless payment solutions, e-commerce, and financial services. As a pioneer in the fintech space, it plays a crucial role in driving India's digital economy forward, making transactions easier and more accessible for everyone.
- Pioneering digital payments in India
- Serves millions of users and merchants
- Comprehensive financial services platform
- Supports India's digital economy growth
- User-friendly interface and innovative solutions
Investment Thesis
One 97 Communications Ltd stands out due to its strong promoter credibility, robust growth in digital services, and attractive valuation compared to peers. With a solid foundation and a promising market, this stock presents a compelling investment opportunity for retail investors.
- Strong promoter group with a proven track record enhances investor confidence.
- Significant growth potential in digital services, tapping into India's expanding internet user base.
- Valuation metrics are favorable compared to industry peers, offering a margin of safety.
- Robust business model with diversified revenue streams ensures resilience.
- Strategic partnerships and innovations position the company for sustained growth.
Opportunity vs Risk
Opportunities
- Growing digital payment adoption
- Expansion in e-commerce sector
- Strong brand recognition
- Partnerships with major retailers
- Innovative financial products
Risks ⚠️
- Intense market competition
- Regulatory changes impact
- Dependence on technology infrastructure
- Economic downturn effects
- Cybersecurity threats
Peer Perspective
One 97 Communications Ltd trades at a premium compared to peers like Paytm and PhonePe, driven by its robust growth prospects. A sustained improvement in margins will be crucial for a potential rerating.
Future Outlook
One 97 Communications Ltd has strong growth prospects driven by digital payment trends; however, successful execution of its expansion strategy and effective cost control will be crucial to realizing its full potential.
AI FAQs for Retail Users
- Q: What does One 97 Communications Ltd do?A: One 97 Communications Ltd operates in digital payments and e-commerce, primarily through its Paytm platform.
- Q: Is One 97 Communications Ltd profitable?A: As of now, the company is working towards profitability but has reported losses in recent quarters.
- Q: What are the main risks of investing in One 97 Communications Ltd?A: Risks include market competition, regulatory changes, and the company's ability to achieve profitability.
- Q: How can I invest in One 97 Communications Ltd?A: You can invest through a stockbroker or an online trading platform that offers access to Indian stocks.
- Q: What should I consider before investing in this stock?A: Consider the company's financial health, market position, and your own investment goals and risk tolerance.
📊 Stock Investment Checklist (100 Points)
One 97 Communications Ltd • Updated: 2025-09-18 00:39:20
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10BusinessHighThe sector is evolving with digital payments, but competition is intense.
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10GrowthHighRevenue growth has been strong, but profit margins are under pressure.
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8ProfitabilityHighROE and ROCE are moderate; cash flow is inconsistent.
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5ValuationGoodValuation metrics are high compared to peers.
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7BalanceHighDebt levels are manageable, but liquidity is a concern.
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6GovernanceGoodPromoter holding is decent, but there are some pledging concerns.
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5DriversGoodGrowth drivers exist, but execution risks are significant.
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2TechnicalsLowMarket sentiment is weak with low liquidity.
Final Score & Verdict
Score 58 / 100
• Decent
One 97 Communications Ltd shows potential in a growing sector but faces challenges in profitability and valuation metrics.
AI Confidence Score
Instead of just “overall score,” broken into categories:
- Business Strength: 75/100
- Growth Potential: 70/100
- Profitability: 65/100
- Governance: 80/100
- Market Confidence: 72/100