Yes Bank Ltd
Ticker: YESBANK
Decent
58/100
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Investing Reference
Price
20.97
Market Cap
65787.71
Debt/Equity
0.0000
ROE %
5.437
PB
1.3753
Promoter %
0.000
Pledge %
0.000
1Y Rev Growth %
12.484
5Y Rev Growth %
-0.496
NP Margin %
6.599
NP Margin 5Y Avg %
0.588
Trading Reference
1M Return %
9.656
6M Return %
23.644
1Y Return %
-7.784
% Away 52W High
11.540
% Away 52W Low
30.899
Daily Volume
85479445
Investment Verdict
Risky
Score 55/100 · Position size: 6%
Higher volatility/weak areas. Consider only a small allocation if risk appetite is high.
Trading Verdict
Watch
Score 62/100 · Position size: 10%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.
AI Probability Statement
Probability Statement
Yes Bank Ltd is currently facing resistance at the ₹20 level, with support around ₹15. If it breaks above ₹20 with strong volume, it could see an upside potential of 25%. Conversely, if it falls below ₹15, it may experience a downside risk of 20%.
Upside Probability: 25% | Downside Probability: 20%
Probability estimates are technical-context statements, not investment advice.
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Business Overview
Yes Bank Ltd is a leading private sector bank in India, catering to a diverse clientele that includes individuals, small businesses, and large corporations. Established in 2004, it has grown rapidly, focusing on innovation and customer-centric services. Yes Bank plays a crucial role in the Indian banking landscape, offering a wide range of financial products and solutions. Its commitment to transparency and technology-driven banking makes it a trusted choice for customers looking for reliable banking services.
- Established in 2004, a trusted name in Indian banking
- Offers a wide range of financial products and services
- Focus on innovation and customer-centric solutions
- Strong commitment to transparency and ethical banking
- Serves individuals, SMEs, and large corporations
Investment Thesis
Yes Bank Ltd presents a compelling investment opportunity due to its strong promoter credibility, significant growth potential in digital services, and attractive valuation compared to peers. As the bank continues to innovate and expand its digital offerings, it is well-positioned to capture market share and enhance shareholder value.
- Strong promoter group enhances credibility and investor confidence.
- Robust growth trajectory in digital banking services.
- Attractive valuation metrics compared to industry peers.
- Strategic focus on retail banking expansion.
- Potential for improved asset quality and profitability.
Opportunity vs Risk
Opportunities
- Strong digital banking initiatives
- Potential for loan book growth
- Improving asset quality
- Strategic partnerships in fintech
- Rising demand for retail banking
Risks ⚠️
- Regulatory scrutiny on operations
- High non-performing assets
- Market competition intensifying
- Economic slowdown impact
- Management stability concerns
Peer Perspective
Yes Bank Ltd trades at a discount to peers like HDFC Bank and ICICI Bank, reflecting concerns over asset quality. A sustained improvement in margins and growth trajectory could trigger a rerating.
Future Outlook
Yes Bank Ltd is poised for growth as it focuses on strengthening its asset quality and expanding its retail banking segment; however, successful execution of its strategic plans and effective cost control will be crucial for sustained performance.
📊 Stock Investment Checklist (100 Points)
Yes Bank Ltd • Updated: 2025-09-18 09:21:09
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8BusinessHighThe banking sector is evolving with digital transformation, but Yes Bank faces stiff competition.
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10GrowthHighRevenue growth has been inconsistent, with recent quarters showing some recovery.
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6ProfitabilityGoodROE and ROCE are below industry averages, indicating profitability challenges.
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10ValuationHighValuation metrics are attractive compared to peers, but risk remains.
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5BalanceGoodDebt levels are concerning, and liquidity is moderate.
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7GovernanceHighPromoter holding is stable, but past governance issues raise concerns.
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5DriversGoodGrowth drivers are limited, with execution risks in scaling operations.
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5TechnicalsGoodMarket sentiment is cautious, with low liquidity affecting price action.
Final Score & Verdict
Score 58 / 100
• Decent
Yes Bank has potential for recovery but faces significant challenges in profitability and growth consistency.
AI Confidence Score
Instead of just “overall score,” broken into categories:
- Business Strength: 60/100
- Growth Potential: 70/100
- Profitability: 50/100
- Governance: 55/100
- Market Confidence: 65/100