Kanungo Financiers Ltd
Ticker: KANUNGO
Decent
68/100
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Investing Reference
Price
8.29
Market Cap
3.84
Debt/Equity
3.5981
ROE %
3.902
PB
0.6127
Promoter %
20.501
Pledge %
0.000
1Y Rev Growth %
44.643
5Y Rev Growth %
46.508
NP Margin %
14.815
NP Margin 5Y Avg %
-261.871
Trading Reference
1M Return %
-1.373
6M Return %
-3.940
1Y Return %
5.605
% Away 52W High
32.207
% Away 52W Low
21.199
Daily Volume
1123
Investment Verdict
Hold
Score 66/100 · Position size: 30%
Fundamentals are OK but not compelling. Maintain current position; avoid fresh adds.
Trading Verdict
Avoid
Score 11/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.
AI Probability Statement
Probability Statement
Kanungo Financiers Ltd is currently trading near a key support level, with recent price action showing increased volume on upward movements. If the stock can maintain above this support, there is a potential for a rally towards the next resistance level. However, if it breaks below support, it could face significant downside risk.
Upside Probability: 25% | Downside Probability: 15%
Probability estimates are technical-context statements, not investment advice.
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Business Overview
Kanungo Financiers Ltd is a trusted financial services provider in India, dedicated to empowering individuals and businesses with tailored financing solutions. With a focus on customer-centric services, it caters to a diverse clientele seeking reliable funding options. The company plays a crucial role in promoting financial inclusion and supporting economic growth. Its commitment to transparency and ethical practices makes it a preferred choice for many.
- Established player in the Indian financial sector
- Offers a wide range of financing solutions
- Focus on customer satisfaction and transparency
- Supports small businesses and individuals
- Promotes financial inclusion across communities
Investment Thesis
Kanungo Financiers Ltd presents a compelling investment opportunity due to its strong promoter credibility, robust growth in digital services, and attractive valuation compared to peers. The company's strategic focus on innovation positions it well for future expansion in the financial sector.
- Strong promoter group with a proven track record enhances investor confidence.
- Significant growth potential in digital financial services aligns with market trends.
- Valuation metrics indicate Kanungo is undervalued compared to industry peers.
- Focused on expanding its customer base through innovative financial solutions.
- Resilient business model poised to capitalize on India's evolving financial landscape.
Opportunity vs Risk
Opportunities
- Strong growth in retail lending
- Expansion into new markets
- Increasing demand for personal loans
- Technological advancements in services
Risks ⚠️
- Regulatory changes affecting lending
- High competition in the sector
- Economic slowdown impact on borrowers
- Rising interest rates affecting margins
Peer Perspective
Kanungo Financiers Ltd trades at a discount to peers like Muthoot Finance and Manappuram Finance, reflecting lower growth expectations. A rerating could occur if the company demonstrates improved margin stability and accelerated loan growth.
Future Outlook
Kanungo Financiers Ltd has strong growth potential, driven by expanding market opportunities. However, successful execution and effective cost control will be crucial to fully realize this potential in the coming quarters.
AI FAQs for Retail Users
- Q: What does Kanungo Financiers Ltd do?A: Kanungo Financiers Ltd is a non-banking financial company providing various financial services and products.
- Q: Is Kanungo Financiers Ltd a good investment?A: Investing in Kanungo Financiers Ltd depends on your financial goals and risk tolerance. Research is essential.
- Q: What are the risks of investing in this stock?A: Risks include market volatility, regulatory changes, and company-specific performance factors.
- Q: How can I buy shares of Kanungo Financiers Ltd?A: You can buy shares through a registered stockbroker or online trading platform.
- Q: Where can I find more information about Kanungo Financiers Ltd?A: Check financial news websites, the company's official site, and regulatory filings for updates.
📊 Stock Investment Checklist (100 Points)
Kanungo Financiers Ltd • Updated: 2025-09-17 07:12:30
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10BusinessHighThe sector shows potential but lacks a strong moat.
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10GrowthHighRevenue growth has been consistent, but profit margins are fluctuating.
-
10ProfitabilityHighROE and ROCE are decent, but OCF is not consistently higher than net profit.
-
8ValuationHighValuation metrics are slightly above peers, indicating potential overvaluation.
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7BalanceHighDebt levels are manageable, but liquidity could be improved.
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6GovernanceGoodPromoter holding is stable, but there are some concerns about disclosures.
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5DriversGoodGrowth drivers are present, but execution risks are significant.
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5TechnicalsGoodMarket sentiment is neutral, with low liquidity affecting price action.
Final Score & Verdict
Score 68 / 100
• Decent
Kanungo Financiers Ltd shows potential for growth but faces challenges in profitability and valuation. Investors should be cautious.
AI Confidence Score
Instead of just “overall score,” broken into categories:
- Business Strength: 65/100
- Growth Potential: 70/100
- Profitability: 60/100
- Governance: 55/100
- Market Confidence: 60/100