Indusind Bank Ltd
Ticker: INDUSINDBK
Decent
68/100
☆ Add to Watchlist
Investing Reference
Price
740.10
Market Cap
57659.41
Debt/Equity
0.0000
ROE %
4.023
PB
0.8893
Promoter %
15.084
Pledge %
7.671
1Y Rev Growth %
2.202
5Y Rev Growth %
9.540
NP Margin %
4.570
NP Margin 5Y Avg %
11.677
Trading Reference
1M Return %
1.275
6M Return %
0.571
1Y Return %
-45.617
% Away 52W High
85.711
% Away 52W Low
22.129
Daily Volume
2333738
Investment Verdict
Hold
Score 69/100 · Position size: 30%
Fundamentals are OK but not compelling. Maintain current position; avoid fresh adds.
Trading Verdict
Avoid
Score 12/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.
More Options
S
Supreme Industries Ltd
Supreme Industries Ltd shows decent potential for growth with a strong market position, but investors should be cautious of valuation and execution risks.
View details
B
Bharat Dynamics Ltd
Bharat Dynamics Ltd shows potential for growth in a promising sector, but faces challenges in valuation and execution risks.
View details
U
UPL Ltd
UPL Ltd shows potential for growth in a vital sector, but faces challenges in profitability and valuation metrics.
View details
P
PI Industries Ltd
PI Industries Ltd shows a decent overall score with strong growth potential in a future-ready sector, though some risks remain.
View details
P
Phoenix Mills Ltd
Phoenix Mills Ltd shows potential for growth in a favorable sector, but faces valuation concerns and execution risks.
View details
M
Mphasis Ltd
Mphasis Ltd shows potential in a growing sector, but faces challenges in profitability and execution risks.
View details
L
Linde India Ltd
Linde India Ltd shows a decent investment potential with consistent growth and profitability metrics, though some execution risks exist.
View details
M
Max Financial Services Ltd
Max Financial Services Ltd shows potential with decent growth prospects, but faces challenges in profitability and execution risks.
View details
S
Steel Authority of India Ltd
SAIL shows potential with a decent score, but growth and profitability metrics need improvement.
View details
B
Bank of India Ltd
Bank of India Ltd presents several challenges, particularly in growth consistency and profitability metrics, making it a risky investment at this time.
View details
I
IDFC First Bank Ltd
IDFC First Bank shows potential for growth with improving fundamentals, but investors should be cautious of execution risks and market competition.
View details
A
AU Small Finance Bank Ltd
AU Small Finance Bank has a decent outlook with growth potential, but faces challenges in profitability and execution risks.
View details
G
Godfrey Phillips India Ltd
Godfrey Phillips India Ltd shows decent potential but faces several challenges that could impact future performance.
View details
N
Nippon Life India Asset Management Ltd
Nippon Life India Asset Management Ltd shows decent potential with a strong business model and growth prospects, but faces challenges in profitability and valuation metrics.
View details
A
Authum Investment & Infrastructure Ltd
The stock presents several risks with inconsistent growth and weak profitability metrics, suggesting caution for investors.
View details
K
Kalyan Jewellers India Ltd
Kalyan Jewellers shows potential for growth but faces challenges in profitability and valuation. Investors should be cautious.
View details
Business Overview
IndusInd Bank Ltd is a leading private sector bank in India, catering to a diverse clientele, including individuals, small businesses, and large corporations. Established in 1994, the bank focuses on providing innovative financial solutions and exceptional customer service. With a strong digital presence and a wide range of products, IndusInd Bank plays a crucial role in empowering customers to achieve their financial goals. Its commitment to sustainability and community development further enhances its reputation as a responsible banking partner.
- Established in 1994, strong market presence
- Wide range of financial products and services
- Focus on innovation and customer satisfaction
- Robust digital banking solutions
- Commitment to sustainability and community development
Investment Thesis
IndusInd Bank stands out with a strong promoter group and credibility, ensuring stability and growth. The bank's focus on digital services positions it well for future expansion. Additionally, its attractive valuation compared to peers makes it an appealing choice for investors seeking long-term gains.
- Strong backing from a reputable promoter group enhances trust.
- Significant growth potential in digital banking services.
- Attractive valuation metrics compared to industry peers.
- Consistent performance and robust asset quality.
- Strategic initiatives aimed at expanding customer base.
Opportunity vs Risk
Opportunities
- Strong loan growth potential
- Expanding digital banking services
- Rising demand for retail credit
- Improving asset quality
- Strategic partnerships in fintech
Risks ⚠️
- Economic slowdown impact
- High competition in banking sector
- Regulatory changes affecting operations
- Asset quality deterioration risks
- Interest rate fluctuations
Peer Perspective
Indusind Bank Ltd trades at a slight premium compared to peers like HDFC Bank and ICICI Bank, reflecting its robust growth potential. A sustained improvement in asset quality and margin stability could trigger a rerating.
Future Outlook
IndusInd Bank Ltd is well-positioned for growth, driven by strong retail banking initiatives and digital transformation. However, successful execution and effective cost control will be crucial to achieving its strategic objectives.
📊 Stock Investment Checklist (100 Points)
Indusind Bank Ltd • Updated: 2025-09-17 15:46:03
-
10BusinessHighThe banking sector is evolving with digital transformation, but competition is intense.
-
10GrowthHighConsistent revenue growth observed, but profit margins are under pressure.
-
10ProfitabilityHighROE and ROCE are decent, but OCF is fluctuating.
-
8ValuationHighValuation metrics are in line with peers, but not compelling.
-
7BalanceHighDebt levels are manageable, but liquidity could be better.
-
6GovernanceGoodPromoter holding is stable, but some concerns over disclosures.
-
5DriversGoodGrowth drivers exist, but execution risks are significant.
-
5TechnicalsGoodMarket sentiment is mixed, with low liquidity.
Final Score & Verdict
Score 68 / 100
• Decent
Indusind Bank shows potential for growth but faces challenges in profitability and market competition.
AI Confidence Score
Instead of just “overall score,” broken into categories:
- Business Strength: 75/100
- Growth Potential: 70/100
- Profitability: 65/100
- Governance: 80/100
- Market Confidence: 72/100