Max Financial Services Ltd
Ticker: MFSL
Decent
68/100
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Investing Reference
Price
1609.10
Market Cap
55532.42
Debt/Equity
0.1603
ROE %
6.075
PB
8.6725
Promoter %
1.714
Pledge %
0.000
1Y Rev Growth %
-0.250
5Y Rev Growth %
20.579
NP Margin %
0.704
NP Margin 5Y Avg %
0.962
Trading Reference
1M Return %
2.325
6M Return %
34.619
1Y Return %
35.921
% Away 52W High
4.083
% Away 52W Low
69.379
Daily Volume
445150
Investment Verdict
Avoid
Score 42/100 · Position size: 0%
Fundamentals/valuations or risk flags are weak. Avoid for long-term investing.
Trading Verdict
Watch
Score 58/100 · Position size: 10%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.
AI Probability Statement
Probability Statement
Max Financial Services Ltd is currently trading near a key support level, with the 50-day EMA indicating bullish momentum. If it breaks above the resistance at INR 800, there is a potential upside of 15%. However, if it falls below the support at INR 700, there could be a downside risk of 10%.
Upside Probability: 15% | Downside Probability: 10%
Probability estimates are technical-context statements, not investment advice.
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Business Overview
Max Financial Services Ltd is a leading player in the Indian insurance and financial services sector, providing a wide range of products tailored to meet the diverse needs of individuals and businesses. With a strong focus on customer-centric solutions, Max Financial aims to enhance financial security and well-being for its clients. The company is committed to innovation and excellence, ensuring that its offerings are both reliable and effective in today's dynamic market.
- Established leader in insurance and financial services
- Tailored solutions for individuals and businesses
- Strong focus on customer satisfaction
- Commitment to innovation and excellence
- Robust financial performance and growth potential
Investment Thesis
Max Financial Services Ltd stands out as a promising investment due to its strong promoter credibility, robust growth in digital services, and attractive valuation compared to peers. These factors position the company well for sustained growth and shareholder value creation.
- Strong backing from the Max Group enhances credibility and trust.
- Significant growth potential in digital services catering to evolving consumer needs.
- Attractive valuation metrics compared to industry peers, presenting a buying opportunity.
- Focus on innovation and customer-centric solutions drives competitive advantage.
- Consistent performance and strategic initiatives set the stage for long-term growth.
Opportunity vs Risk
Opportunities
- Strong growth in insurance sector
- Expanding digital services
- Rising demand for financial products
- Strategic partnerships with banks
Risks ⚠️
- Regulatory changes affecting operations
- High competition in insurance market
- Economic slowdown impact on sales
- Dependence on market performance
Peer Perspective
Max Financial Services Ltd trades at a premium to peers like HDFC Life and SBI Life, reflecting strong growth potential. A sustained improvement in margin stability could trigger a rerating in its valuation.
Future Outlook
Max Financial Services Ltd is well-positioned for future growth, driven by strong market demand and innovative offerings, provided the company maintains effective execution and cost control measures to enhance profitability.
AI FAQs for Retail Users
- Q: What does Max Financial Services Ltd do?A: Max Financial Services Ltd is a leading provider of life insurance and financial services in India.
- Q: Is Max Financial Services Ltd a good investment?A: Investing depends on individual financial goals. Research and consult a financial advisor before investing.
- Q: What are the risks of investing in Max Financial Services Ltd?A: Market fluctuations, regulatory changes, and company performance can impact stock value.
- Q: How can I buy shares of Max Financial Services Ltd?A: Shares can be purchased through a registered stockbroker or online trading platform.
- Q: What is the dividend policy of Max Financial Services Ltd?A: The company may declare dividends based on its financial performance and board decisions.
📊 Stock Investment Checklist (100 Points)
Max Financial Services Ltd • Updated: 2025-09-17 03:33:33
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10BusinessHighThe insurance sector is growing, but competition is intense.
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10GrowthHighConsistent revenue growth, but profit margins are under pressure.
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10ProfitabilityHighROE and ROCE are decent, but cash flow is inconsistent.
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8ValuationHighValuation metrics are slightly above peers.
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7BalanceHighModerate debt levels, but liquidity is adequate.
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6GovernanceGoodPromoter holding is stable, but some pledging exists.
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5DriversGoodGrowth drivers are present, but execution risks are high.
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5TechnicalsGoodMarket sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100
• Decent
Max Financial Services Ltd shows potential with decent growth prospects, but faces challenges in profitability and execution risks.
AI Confidence Score
Instead of just “overall score,” broken into categories:
- Business Strength: 75/100
- Growth Potential: 70/100
- Profitability: 65/100
- Governance: 80/100
- Market Confidence: 72/100