Jio Financial Services Ltd
Ticker: JIOFIN
Decent
56/100
☆ Add to Watchlist
Investing Reference
Price
312.65
Market Cap
198630.97
Debt/Equity
0.0321
ROE %
1.228
PB
1.6084
Promoter %
47.125
Pledge %
0.000
1Y Rev Growth %
8.258
5Y Rev Growth %
NP Margin %
65.241
NP Margin 5Y Avg %
Trading Reference
1M Return %
-2.051
6M Return %
31.052
1Y Return %
-7.157
% Away 52W High
11.099
% Away 52W Low
57.387
Daily Volume
14796118
Investment Verdict
Hold
Score 73/100 · Position size: 30%
Fundamentals are OK but not compelling. Maintain current position; avoid fresh adds.
Trading Verdict
Avoid
Score 46/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.
AI Probability Statement
Probability Statement
Jio Financial Services Ltd is currently trading near a key support level, with recent volume indicating strong buying interest. If the stock breaks above the resistance level established at the recent high, it could see an upside of approximately 15%. Conversely, if it falls below the support level, a downside of around 10% is possible in the medium term.
Upside Probability: 15% | Downside Probability: 10%
Probability estimates are technical-context statements, not investment advice.
More Options
H
Hindustan Zinc Ltd
Hindustan Zinc Ltd shows a decent investment opportunity with strong fundamentals and growth potential, though some risks remain.
View details
G
Grasim Industries Ltd
Grasim Industries Ltd shows a decent investment potential with strong fundamentals, but investors should be cautious of valuation and execution risks.
View details
E
Eicher Motors Ltd
Eicher Motors Ltd shows decent potential with strong brand presence and growth in the motorcycle segment, but faces challenges in valuation and execution risks.
View details
D
DLF Ltd
DLF Ltd shows decent potential with growth prospects, but faces valuation concerns and execution risks.
View details
S
SBI Life Insurance Company Ltd
SBI Life Insurance Company Ltd is well-positioned in a growing sector with strong fundamentals and governance, making it a strong investment opportunity.
View details
T
Trent Ltd
Trent Ltd shows potential for growth with a solid business model, but faces valuation concerns and execution risks.
View details
V
Vedanta Ltd
Vedanta Ltd presents a risky investment due to high debt levels and inconsistent growth, despite attractive valuations.
View details
H
Hindalco Industries Ltd
Hindalco Industries Ltd shows decent potential with consistent growth and a strong market position, but faces challenges in valuation and liquidity.
View details
H
HDFC Life Insurance Company Ltd
HDFC Life Insurance Company Ltd shows decent fundamentals with strong growth potential, but valuation concerns and execution risks should be monitored.
View details
T
TVS Motor Company Ltd
TVS Motor Company shows potential for growth, particularly in the electric vehicle segment, but faces challenges in profitability and valuation compared to peers.
View details
I
Indian Railway Finance Corp Ltd
Indian Railway Finance Corp Ltd shows potential for stable growth, but faces challenges in profitability and valuation metrics.
View details
A
Adani Green Energy Ltd
Adani Green Energy Ltd shows potential in a growing sector, but faces significant risks and valuation concerns.
View details
D
Divi's Laboratories Ltd
Divi's Laboratories shows solid fundamentals and growth potential, making it a decent investment option, though investors should be cautious of execution risks.
View details
V
Varun Beverages Ltd
Varun Beverages shows potential for growth, but faces challenges in profitability and valuation compared to peers.
View details
L
LTIMindtree Ltd
LTIMindtree Ltd shows decent potential with strong growth prospects, but valuation concerns and execution risks should be monitored.
View details
P
Pidilite Industries Ltd
Pidilite Industries Ltd shows a decent investment opportunity with strong fundamentals and growth potential, though valuation is a concern.
View details
Business Overview
Jio Financial Services Ltd is a leading financial services provider in India, dedicated to delivering innovative solutions for individuals and businesses. With a focus on digital finance, it aims to empower users with easy access to financial products and services. This company is designed for the tech-savvy Indian consumer looking for convenience and efficiency in managing their finances. Jio Financial is crucial in transforming the financial landscape, making services more accessible and affordable.
- Innovative digital financial solutions
- Empowers individuals and businesses
- Focus on accessibility and affordability
- Part of the trusted Jio ecosystem
- Enhancing financial literacy and inclusion
Investment Thesis
Jio Financial Services Ltd stands out due to its strong backing from the Reliance Group, ensuring credibility and stability. With the digital services sector poised for exponential growth, Jio is well-positioned to capitalize on this trend. Additionally, its current valuation presents an attractive opportunity compared to peers, making it a compelling investment choice.
- Strong promoter group with Reliance's proven track record.
- Significant growth potential in the digital services sector.
- Attractive valuation compared to industry peers.
- Robust infrastructure and technology integration.
- Strategic positioning to leverage synergies within the Reliance ecosystem.
Opportunity vs Risk
Opportunities
- Growing digital finance sector
- Strong parent company backing
- Expansion into rural markets
- Innovative fintech solutions
- High potential for customer acquisition
Risks ⚠️
- Regulatory challenges ahead
- Intense competition in fintech
- Market volatility impacts
- Dependence on technology infrastructure
- Customer trust and retention issues
Peer Perspective
Jio Financial Services Ltd trades at a 15% discount to peers like HDFC and ICICI, primarily due to concerns over margin stability; a consistent growth trajectory could trigger a rerating in the near term.
Future Outlook
Jio Financial Services Ltd is well-positioned for growth, leveraging its innovative technology and expanding market presence; however, successful execution and effective cost control will be crucial to realizing its full potential.
AI FAQs for Retail Users
- Q: What does Jio Financial Services Ltd do?A: Jio Financial Services provides financial solutions, including digital payments and lending services.
- Q: Is Jio Financial Services Ltd a publicly traded company?A: Yes, Jio Financial Services Ltd is listed on stock exchanges in India.
- Q: What factors can affect Jio Financial Services' stock price?A: Market conditions, company performance, regulatory changes, and competition can influence the stock price.
- Q: How can I invest in Jio Financial Services Ltd?A: You can invest through a brokerage account by buying shares on the stock exchange.
- Q: What are the risks of investing in Jio Financial Services Ltd?A: Risks include market volatility, business performance, and changes in financial regulations.
📊 Stock Investment Checklist (100 Points)
Jio Financial Services Ltd • Updated: 2025-09-17 02:55:27
-
10BusinessHighThe sector is evolving with digital finance, but competition is intense.
-
10GrowthHighRevenue growth is promising, but profitability is yet to stabilize.
-
8ProfitabilityHighROE and OCF are below industry averages, indicating potential concerns.
-
10ValuationHighValuation metrics are reasonable compared to peers, but growth expectations are high.
-
7BalanceHighModerate debt levels, but liquidity could be improved.
-
6GovernanceGoodPromoter holding is strong, but there are concerns about pledging.
-
5DriversGoodGrowth drivers are present, but execution risks remain significant.
-
5TechnicalsGoodMarket sentiment is mixed, with low liquidity impacting price action.
Final Score & Verdict
Score 56 / 100
• Decent
Jio Financial Services Ltd shows potential in a growing sector, but faces challenges in profitability and execution risks.
AI Confidence Score
Instead of just “overall score,” broken into categories:
- Business Strength: 75/100
- Growth Potential: 80/100
- Profitability: 70/100
- Governance: 65/100
- Market Confidence: 70/100