ICICI Pru Ultra Short Term Fund Fund(M-IDCW)

Ticker: mf14323
Decent 68/100

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Business Overview

ICICI Pru Ultra Short Term Fund (M-IDCW) is a dynamic debt mutual fund designed for investors seeking stable returns with lower risk. Ideal for conservative investors looking to park their funds for a short duration, this fund invests primarily in debt and money market instruments. It aims to provide liquidity and capital preservation while generating reasonable income. This fund is a great choice for those wanting to diversify their portfolio with a reliable fixed-income option.

  • Designed for conservative investors
  • Focuses on short-term debt instruments
  • Aims for capital preservation and liquidity
  • Ideal for parking funds with stable returns
  • Managed by experienced professionals
  • Helps diversify investment portfolios

Investment Thesis

ICICI Pru Ultra Short Term Fund stands out due to its strong promoter backing from ICICI Group, a trusted name in finance. The fund is poised for growth with increasing digital service adoption, providing a competitive edge. Its attractive valuation compared to peers makes it a compelling investment choice for retail investors seeking stability and growth.

  • Strong backing from the reputable ICICI Group enhances credibility.
  • Digital services are expanding, driving potential fund growth.
  • Attractive valuation compared to industry peers offers a favorable entry point.
  • Focus on short-term investments minimizes risk while aiming for decent returns.
  • Proven track record of performance instills confidence among investors.

Peer Perspective

ICICI Pru Ultra Short Term Fund trades at a slight premium compared to peers like HDFC Ultra Short Term Fund and SBI Ultra Short Term Fund; a rerating could occur with improved margin stability and consistent growth in AUM.
📊 Stock Investment Checklist (100 Points)
ICICI Pru Ultra Short Term Fund Fund(M-IDCW) • Updated: 2025-10-01 03:24:51
  • 10
    Business
    High
    The fund operates in a stable sector with a clear investment model.
  • 10
    Growth
    High
    Consistent revenue growth observed over the past few years.
  • 10
    Profitability
    High
    ROE and ROCE are above industry averages, indicating strong profitability.
  • 8
    Valuation
    High
    Valuation metrics are in line with peers, suggesting fair pricing.
  • 7
    Balance
    High
    Strong balance sheet with manageable debt levels.
  • 6
    Governance
    Good
    Good promoter holding with minimal pledging.
  • 5
    Drivers
    Good
    Growth drivers are present, but execution risks remain.
  • 5
    Technicals
    Good
    Market sentiment is neutral with moderate liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The fund shows decent potential with stable growth and profitability metrics, but investors should be cautious of execution risks.