SBI Short Term Debt Fund(M-IDCW)
Ticker: mf14340
Risky
48/100
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S
SBI Short Term Debt Fund(W-IDCW)
The SBI Short Term Debt Fund shows moderate potential with some risks. While it operates in a stable sector, growth and profitability metrics indicate inconsistency. Investors should weigh the risks against the potential for moderate returns.
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S
SBI Short Term Debt Fund(FN-IDCW)
The SBI Short Term Debt Fund shows decent stability with moderate growth potential, but lacks strong catalysts for significant upside.
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S
SBI Magnum Ultra Short Duration Fund(W-IDCW Payout)
The fund shows a decent overall performance with stable growth and profitability metrics, though some technical weaknesses are present.
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S
SBI Magnum Ultra Short Duration Fund(DD-IDCW)
The fund shows decent potential but faces challenges in profitability and growth drivers.
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S
SBI Magnum Ultra Short Duration Fund(W-IDCW)
The fund shows decent potential with stable growth and profitability metrics, making it a reasonable investment option.
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C
Canara Rob Large Cap Fund(IDCW)
The fund shows decent potential with consistent growth and manageable risks, but attention should be paid to governance and execution challenges.
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E
Edelweiss Arbitrage Fund(IDCW)
The Edelweiss Arbitrage Fund shows potential but has several areas of concern that may affect its performance.
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E
Edelweiss Arbitrage Fund(M-IDCW)
The Edelweiss Arbitrage Fund shows decent potential but faces challenges in profitability and growth drivers. It is advisable to monitor closely before making investment decisions.
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B
Bandhan Corp Bond Fund(IDCW-Reinv)
The fund shows potential but faces challenges in growth consistency and market competition.
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B
Bandhan Corp Bond Fund(M-IDCW)
The fund shows potential but faces several challenges that may hinder growth.
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B
Bandhan Corp Bond Fund(H-IDCW)
The fund shows potential for moderate returns but carries risks that need to be monitored closely.
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B
Bandhan Corp Bond Fund(A-IDCW)
The fund shows potential but faces significant challenges in growth and profitability metrics.
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B
Bandhan Corp Bond Fund(Q-IDCW)
The fund shows potential but faces several challenges that could impact performance.
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B
Bandhan Corp Bond Fund(IDCW)
The fund shows decent stability but lacks strong growth drivers and has some risks associated with profitability and market sentiment.
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H
HSBC Small Cap Fund(IDCW-Reinv)
The HSBC Small Cap Fund shows potential for growth but carries inherent risks typical of small-cap investments. Caution is advised.
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H
HSBC Small Cap Fund(IDCW)
The HSBC Small Cap Fund shows potential for growth but comes with significant risks and concerns regarding valuation and execution.
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Business Overview
SBI Short Term Debt Fund (M-IDCW) is a mutual fund designed for investors seeking stable returns with lower risk exposure. Ideal for conservative investors and those looking for short-term investments, this fund primarily invests in debt and money market instruments. It aims to provide liquidity while preserving capital, making it a suitable choice for individuals wanting to park their funds for a short duration. With SBI's trusted management, this fund offers a reliable option for wealth creation without significant volatility.
- Designed for conservative investors
- Focuses on short-term debt instruments
- Aims for capital preservation
- Provides liquidity and stable returns
- Managed by SBI's experienced team
- Ideal for parking funds temporarily
Investment Thesis
SBI Short Term Debt Fund stands out due to its strong promoter backing, leveraging the credibility of the State Bank of India. With a robust growth trajectory in digital services and attractive valuations compared to peers, this fund presents a compelling investment opportunity for Indian retail investors seeking stability and growth.
- Strong backing from the State Bank of India enhances credibility and trust.
- Significant growth potential in digital services aligns with market trends.
- Attractive valuation compared to peer funds offers a favorable entry point.
- Focus on short-term debt minimizes risk while targeting steady returns.
- Proven track record of performance enhances investor confidence.
Opportunity vs Risk
Opportunities
- Stable returns in a low-interest environment
- Diversification for fixed income portfolio
- Potential tax benefits on long-term gains
Risks ⚠️
- Interest rate fluctuations impact returns
- Credit risk from underlying securities
- Liquidity risk in short-term market
Peer Perspective
SBI Short Term Debt Fund is currently trading at a slight premium compared to peers like HDFC Short Term Debt Fund and ICICI Short Term Debt Fund; a focus on margin stability could trigger a rerating.
📊 Stock Investment Checklist (100 Points)
SBI Short Term Debt Fund(M-IDCW) • Updated: 2025-10-01 15:33:53
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10BusinessHighThe sector is stable but lacks significant growth drivers.
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10GrowthHighModerate revenue growth observed, but inconsistent profit margins.
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9ProfitabilityHighROE and ROCE are decent but not exceptional.
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8ValuationHighValuation metrics are in line with peers, but no significant discount.
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7BalanceHighDebt levels are manageable, but liquidity could be improved.
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6GovernanceGoodPromoter holding is stable, but some concerns over disclosures.
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5DriversGoodLimited growth catalysts identified, execution risks present.
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1TechnicalsLowWeak market sentiment and low liquidity.
Final Score & Verdict
Score 48 / 100
• Risky
The SBI Short Term Debt Fund presents a risky investment opportunity with limited growth potential and some governance concerns.