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HDFC ELSS Tax saver(IDCW)

Ticker: mf14329

Decent 66/100

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Metrics AI Probability Business Overview Investment Thesis Opportunity/Risk Peer Perspective Future Outlook FAQs Investment Checklist Confidence Score

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DSP ELSS Tax Saver Fund(IDCW)

Score 68/100 Decent

The fund shows potential for growth with a decent risk profile, but investors should remain cautious of market volatility.

DSP ELSS Tax Saver Fund(IDCW-Reinv)

Score 58/100 Decent

The fund shows decent potential with a balanced approach to growth and profitability, but caution is advised due to market sentiment.

HSBC Liquid Fund(M-IDCW Payout)

Score 70/100 Decent

The HSBC Liquid Fund shows decent potential with stable growth and profitability metrics, making it a reasonable choice for conservative investors.

HSBC Liquid Fund(M-IDCW)

Score 70/100 Decent

The HSBC Liquid Fund shows decent potential with stable growth and profitability metrics, making it a viable option for conservative investors.

HSBC Liquid Fund(W-IDCW Payout)

Score 68/100 Decent

The HSBC Liquid Fund shows decent potential with stable growth and a solid balance sheet, but investors should be cautious of execution risks.

HSBC Liquid Fund(DD-IDCW)

Score 68/100 Decent

The HSBC Liquid Fund shows decent potential with stable growth and profitability metrics, making it a reasonable investment option.

HSBC Liquid Fund(W-IDCW)

Score 73/100 Decent

The HSBC Liquid Fund shows decent potential with stable growth and a solid balance sheet, but investors should be cautious of market volatility.

SBI Short Term Debt Fund(W-IDCW Payout)

Score 68/100 Decent

The fund shows decent performance metrics but faces challenges in profitability and liquidity. Caution is advised.

SBI Short Term Debt Fund(M-IDCW Payout)

Score 48/100 Decent

The fund shows decent stability but lacks strong growth catalysts. Caution is advised for aggressive investors.

SBI Short Term Debt Fund(FN-IDCW Payout)

Score 68/100 Decent

The fund shows decent stability but lacks strong growth potential and market momentum.

SBI Short Term Debt Fund(M-IDCW)

Score 48/100 Risky

The SBI Short Term Debt Fund presents a risky investment opportunity with limited growth potential and some governance concerns.

SBI Short Term Debt Fund(W-IDCW)

Score 68/100 Decent

The SBI Short Term Debt Fund shows moderate potential with some risks. While it operates in a stable sector, growth and profitability metrics indicate inconsistency. Investors should weigh the risks against the potential for moderate returns.

SBI Short Term Debt Fund(FN-IDCW)

Score 70/100 Decent

The SBI Short Term Debt Fund shows decent stability with moderate growth potential, but lacks strong catalysts for significant upside.

SBI Magnum Ultra Short Duration Fund(W-IDCW Payout)

Score 70/100 Decent

The fund shows a decent overall performance with stable growth and profitability metrics, though some technical weaknesses are present.

SBI Magnum Ultra Short Duration Fund(DD-IDCW)

Score 68/100 Decent

The fund shows decent potential but faces challenges in profitability and growth drivers.

SBI Magnum Ultra Short Duration Fund(W-IDCW)

Score 68/100 Decent

The fund shows decent potential with stable growth and profitability metrics, making it a reasonable investment option.

Business Overview

HDFC ELSS Tax Saver (IDCW) is a tax-saving mutual fund designed for investors looking to maximize their tax benefits while aiming for long-term capital appreciation. This fund is ideal for individuals seeking to save taxes under Section 80C of the Income Tax Act while investing in equity markets. With a diversified portfolio, it offers the potential for higher returns compared to traditional tax-saving instruments.

Tax-saving under Section 80C
Long-term capital appreciation potential
Diversified equity portfolio
Managed by experienced professionals
Suitable for risk-tolerant investors

Investment Thesis

HDFC ELSS Tax Saver stands out due to its strong promoter credibility, robust growth in digital services, and attractive valuation compared to peers. This makes it a compelling choice for investors looking to maximize tax savings while benefiting from a well-managed fund.

Strong backing from HDFC Group, ensuring trust and reliability.
Significant growth potential in digital financial services, enhancing customer reach.
Attractive valuation metrics compared to similar funds, offering better entry points.
Proven track record of performance, instilling confidence among investors.
Focus on tax efficiency, appealing to retail investors seeking to optimize returns.

Opportunity vs Risk

Opportunities

Tax benefits on investments
Potential for long-term capital growth
Diversified equity exposure
Strong brand reputation
Consistent dividend payouts

Risks ⚠️

Market volatility impacts returns
Regulatory changes affecting ELSS
Lock-in period of 3 years
Economic downturn risks
Performance linked to equity markets

Peer Perspective

Compared to key peers, this stock trades at a discount. Valuation could rerate if profitability stabilizes.

📊 Stock Investment Checklist (100 Points)

HDFC ELSS Tax saver(IDCW) • Updated: 2025-10-01 02:53:17

10

Business
High

The ELSS fund operates in a growing sector with a clear investment strategy.
10

Growth
High

Consistent revenue and profit growth observed over the past few years.
10

Profitability
High

Strong ROE and OCF relative to net profit.
10

Valuation
High

Valuation metrics are in line with peers, indicating fair pricing.
8

Balance
High

Healthy balance sheet with manageable debt levels.
9

Governance
High

Strong promoter holding with good governance practices.
7

Drivers
High

Several growth catalysts identified, but execution risks remain.
5

Technicals
Good

Market sentiment is neutral with moderate liquidity.

Final Score & Verdict

Score 66 / 100 • Decent

HDFC ELSS Tax Saver is a decent investment option with solid fundamentals and growth potential, though some risks remain.