ICICI Pru Short Term Fund(M-IDCW)

Ticker: mf14248
Decent 68/100

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Business Overview

ICICI Pru Short Term Fund (M-IDCW) is a dynamic mutual fund designed for investors seeking moderate returns with lower risk over a short investment horizon. Ideal for conservative investors and those looking to park their funds for a brief period, this fund aims to provide liquidity while generating income. It focuses on high-quality debt instruments, ensuring capital preservation. With a robust management team and a proven track record, this fund is a reliable choice for short-term financial goals.

  • Ideal for conservative investors
  • Focuses on high-quality debt instruments
  • Provides liquidity and capital preservation
  • Managed by a trusted investment team
  • Suitable for short-term financial goals

Investment Thesis

ICICI Pru Short Term Fund stands out due to its backing by a strong and credible promoter group, positioning it favorably in the competitive landscape. The fund is also poised to benefit from the growing demand for digital services, enhancing its growth potential. Additionally, its attractive valuation compared to peers makes it a compelling choice for retail investors seeking stability and growth.

  • Strong backing from the reputable ICICI Group enhances trust and credibility.
  • Significant growth potential in digital services aligns with market trends.
  • Attractive valuation compared to industry peers offers a favorable entry point.
  • Consistent performance track record supports investor confidence.
  • Focus on short-term investments provides liquidity and risk management.

Opportunity vs Risk

Opportunities
  • Stable returns in short term
  • Diversified investment portfolio
  • Strong management team
  • Potential for capital appreciation
Risks ⚠️
  • Market volatility impact
  • Interest rate fluctuations
  • Credit risk on bond investments
  • Liquidity concerns in downturns

Peer Perspective

ICICI Pru Short Term Fund trades at a slight premium compared to peers like HDFC Short Term Debt Fund and SBI Short Term Fund. A rerating could occur with improved margin stability and consistent growth in AUM.
📊 Stock Investment Checklist (100 Points)
ICICI Pru Short Term Fund(M-IDCW) • Updated: 2025-10-01 14:59:58
  • 10
    Business
    High
    The fund operates in a stable sector with a clear investment model.
  • 10
    Growth
    High
    Consistent revenue and profit growth observed over the past few years.
  • 10
    Profitability
    High
    Strong ROE and ROCE, with healthy cash flow relative to net profit.
  • 8
    Valuation
    High
    Valuation metrics are in line with peers, indicating fair pricing.
  • 7
    Balance
    High
    Debt levels are manageable with adequate reserves and liquidity.
  • 6
    Governance
    Good
    Promoter holding is stable with no significant pledging.
  • 5
    Drivers
    Good
    Growth drivers are present, but execution risks remain.
  • 5
    Technicals
    Good
    Market sentiment is neutral with moderate liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The fund shows decent potential with stable growth and profitability metrics, but some execution risks need to be monitored.