Portfolio Alerts Watch List Cart

Aditya Birla SL Savings Fund(W-IDCW)

Ticker: mf14259
Decent 68/100

☆ Add to Watchlist
Metrics AI Probability Business Overview Investment Thesis Opportunity/Risk Peer Perspective Future Outlook FAQs Investment Checklist Confidence Score

More Options

A
Aditya Birla SL Savings Fund(DD-IDCW)
Score 68/100 Decent
The fund shows decent potential with stable growth and profitability metrics, but some risks in governance and execution need to be monitored.
View details
A
Axis Money Market Fund(A-IDCW)
Score 70/100 Decent
The fund shows decent stability and moderate growth potential, but faces challenges in profitability and market sentiment.
View details
A
Axis Money Market Fund(Q-IDCW)
Score 70/100 Decent
Axis Money Market Fund presents a decent investment opportunity with stable returns, but growth potential is limited.
View details
A
Axis Money Market Fund(M-IDCW)
Score 70/100 Decent
The Axis Money Market Fund shows decent stability but lacks strong growth drivers and faces some risks.
View details
A
Axis Money Market Fund(DD-IDCW)
Score 48/100 Decent
While the Axis Money Market Fund shows some stability, it lacks strong growth drivers and faces several risks that could impact future performance.
View details
U
UTI Money Market Fund(FN-IDCW)
Score 66/100 Decent
UTI Money Market Fund presents a stable investment option with moderate growth potential, but investors should be cautious of limited catalysts and average profitability metrics.
View details
U
UTI Money Market Fund(F-IDCW)
Score 70/100 Decent
UTI Money Market Fund is a stable investment but lacks strong growth prospects.
View details
U
UTI Money Market Fund(A-IDCW)
Score 72/100 Decent
UTI Money Market Fund shows decent stability but lacks strong growth catalysts. Investors should be cautious.
View details
U
UTI Money Market Fund(H-IDCW)
Score 70/100 Decent
UTI Money Market Fund shows decent performance with stable growth, but faces challenges in profitability and governance.
View details
U
UTI Money Market Fund(Q-IDCW)
Score 73/100 Decent
UTI Money Market Fund shows decent stability but lacks strong growth drivers. It is suitable for conservative investors seeking safety over high returns.
View details
U
UTI Money Market Fund(M-IDCW)
Score 68/100 Decent
UTI Money Market Fund presents a decent investment opportunity with stable returns, but growth potential is limited.
View details
U
UTI Money Market Fund(W-IDCW)
Score 68/100 Decent
UTI Money Market Fund shows decent stability and growth potential but lacks strong catalysts for significant appreciation.
View details
U
UTI Money Market Fund(DD-IDCW)
Score 68/100 Decent
UTI Money Market Fund shows decent stability and growth potential, but faces challenges in profitability and market sentiment.
View details
T
Tata Liquid Fund(DD-IDCW)
Score 68/100 Decent
The Tata Liquid Fund shows decent potential but is facing challenges in profitability and growth consistency.
View details
T
Tata Liquid Fund(W-IDCW)
Score 70/100 Decent
The Tata Liquid Fund shows decent potential with stable growth and a solid balance sheet, but some execution risks and average profitability metrics warrant caution.
View details
D
DSP Liquidity Fund(DD-IDCW)
Score 68/100 Decent
The DSP Liquidity Fund shows decent potential with stable fundamentals, but growth may be limited in the current market environment.
View details

Business Overview

Aditya Birla SL Savings Fund (W-IDCW) is a well-structured debt mutual fund designed for conservative investors seeking stable returns. Ideal for individuals looking to preserve capital while earning reasonable interest, this fund invests primarily in short-term debt and money market instruments. Its systematic investment approach makes it suitable for both new and experienced investors. The fund aims to provide liquidity and safety, making it a reliable choice for those with a low-risk appetite.

  • Designed for conservative investors
  • Focuses on short-term debt instruments
  • Aims for capital preservation
  • Provides liquidity and safety
  • Ideal for both new and experienced investors

Investment Thesis

Aditya Birla SL Savings Fund (W-IDCW) presents a compelling investment opportunity due to its strong promoter backing, robust growth in digital services, and attractive valuation compared to peers. The credibility of the Aditya Birla Group enhances investor confidence, while the fund's strategic positioning in the digital landscape promises significant upside potential.

  • Strong backing from the reputable Aditya Birla Group ensures stability and credibility.
  • Digital services sector is poised for exponential growth, benefiting the fund's performance.
  • Attractive valuation metrics compared to peer funds indicate potential for higher returns.
  • Focus on investor-friendly policies and consistent performance enhances trust.
  • Diversified portfolio mitigates risks and capitalizes on market opportunities.

Opportunity vs Risk

Opportunities
  • Stable returns in a low-interest environment
  • Diversified investment across various sectors
  • Potential for capital appreciation
  • Tax benefits on long-term investments
Risks ⚠️
  • Market volatility affecting returns
  • Interest rate fluctuations impact performance
  • Credit risk from underlying assets
  • Liquidity concerns in redemption

Peer Perspective

Aditya Birla SL Savings Fund (W-IDCW) trades at a slight premium compared to peers like HDFC Liquid Fund and ICICI Prudential Liquid Fund. A sustained improvement in margin stability could trigger a rerating.
📊 Stock Investment Checklist (100 Points)
Aditya Birla SL Savings Fund(W-IDCW) • Updated: 2025-10-01 01:15:05
  • 10
    Business
    High
    The fund operates in a stable sector but lacks a significant competitive moat.
  • 10
    Growth
    High
    Consistent revenue growth observed, but profit margins are fluctuating.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but OCF is inconsistent compared to net profit.
  • 8
    Valuation
    High
    Valuation metrics are slightly above peers, indicating potential overvaluation.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is stable, but there are concerns about transparency.
  • 5
    Drivers
    Good
    Limited growth catalysts identified, with some execution risks.
  • 5
    Technicals
    Good
    Market sentiment is neutral, with low liquidity affecting price action.
Final Score & Verdict
Score 68 / 100 • Decent
The fund shows decent potential but faces challenges in profitability and valuation metrics. Investors should proceed with caution.