UTI Money Market Fund(FN-IDCW)

Ticker: mf14268
Decent 66/100

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Business Overview

UTI Money Market Fund (FN-IDCW) is designed for conservative investors seeking stable returns with low risk. This fund primarily invests in short-term debt and money market instruments, making it an ideal choice for those looking to park their funds safely while earning better returns than traditional savings accounts. It is suitable for individuals aiming for liquidity and capital preservation, especially in uncertain market conditions.

  • Ideal for conservative investors
  • Focuses on short-term debt instruments
  • Offers liquidity and capital preservation
  • Potentially better returns than savings accounts
  • Managed by a trusted financial institution
  • Suitable for short-term financial goals

Opportunity vs Risk

Opportunities
  • Stable returns in low-interest environment
  • Diversification for fixed income portfolio
  • Suitable for short-term investments
  • Potential tax benefits on dividends
Risks ⚠️
  • Market volatility affecting returns
  • Interest rate fluctuations impact performance
  • Inflation may erode real returns
  • Liquidity risk in market downturns
📊 Stock Investment Checklist (100 Points)
UTI Money Market Fund(FN-IDCW) • Updated: 2025-10-01 07:48:36
  • 10
    Business
    High
    The money market sector is stable but lacks significant growth potential.
  • 10
    Growth
    High
    Consistent revenue growth but limited profit margins.
  • 10
    Profitability
    High
    Moderate ROE and ROCE, with cash flow closely matching net profit.
  • 8
    Valuation
    High
    Valuation metrics are in line with peers but not compelling.
  • 7
    Balance
    High
    Strong liquidity but moderate debt levels.
  • 6
    Governance
    Good
    Promoter holding is decent, but some concerns over disclosures.
  • 5
    Drivers
    Good
    Limited growth catalysts and potential execution risks.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 66 / 100 • Decent
UTI Money Market Fund presents a stable investment option with moderate growth potential, but investors should be cautious of limited catalysts and average profitability metrics.