ICICI Pru Overnight fund-Direct Plan-Unclaimed IDCW Transitory Scheme
Ticker: mf12496
Risky
48/100
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I
ICICI Pru Overnight fund-Direct Plan-Unclaimed IDCW Stable Scheme
The fund shows potential for stability but lacks strong growth drivers and faces execution risks.
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I
ICICI Pru Overnight fund-Direct Plan-Unclaimed Redemption Stable Scheme
The fund shows several weaknesses in growth and profitability, making it a risky investment at this time.
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I
ICICI Pru Overnight fund-Direct Plan-Unclaimed Redemption IDCW Transitory Scheme
The fund shows potential but is hindered by inconsistent growth and profitability metrics. Caution is advised.
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I
ICICI Pru Overnight Fund
The ICICI Pru Overnight Fund shows decent fundamentals but lacks strong growth drivers and compelling valuation metrics.
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D
DSP Flexi Cap Fund
The DSP Flexi Cap Fund shows a decent investment potential with solid fundamentals and growth prospects.
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H
HSBC Midcap Fund
The HSBC Midcap Fund shows decent potential with consistent growth, but faces challenges in valuation and governance aspects.
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U
UTI Mid Cap Fund
UTI Mid Cap Fund shows decent potential for growth, but investors should be cautious due to some risks in execution and valuation.
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H
HDFC Manufacturing Fund
The HDFC Manufacturing Fund shows potential for growth but faces challenges in profitability and valuation. Investors should be cautious.
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T
Tata Digital India Fund
The Tata Digital India Fund shows potential with a decent growth outlook, but risks related to execution and valuation need to be monitored.
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T
Tata Small Cap Fund
The Tata Small Cap Fund has potential but carries risks associated with small-cap investments. Caution is advised.
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P
PGIM India Midcap Fund
The fund shows decent potential with consistent growth, but valuation concerns and execution risks should be monitored.
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H
HDFC Overnight Fund
The HDFC Overnight Fund shows decent potential with stable growth and profitability metrics, but faces challenges in market sentiment and growth catalysts.
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D
DSP Aggressive Hybrid Fund
The DSP Aggressive Hybrid Fund shows decent potential with a balanced approach to growth and profitability, though some risks remain.
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S
SBI Magnum Gilt Fund
The SBI Magnum Gilt Fund presents a decent investment opportunity, primarily for conservative investors looking for stability rather than high growth.
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E
Edelweiss Mid Cap Fund
Edelweiss Mid Cap Fund shows potential but faces challenges in growth consistency and valuation metrics.
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N
Nippon India Ultra Short Duration Fund
The Nippon India Ultra Short Duration Fund shows decent potential with stable growth prospects, but faces challenges in profitability and execution risks.
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Business Overview
The ICICI Pru Overnight Fund - Direct Plan is designed for conservative investors seeking to park their funds in a low-risk, short-term investment option. This scheme primarily invests in overnight securities, making it ideal for those looking to maintain liquidity while earning better returns than traditional savings accounts. It matters because it offers a safe haven for your money with minimal volatility, ensuring peace of mind while you grow your wealth.
- Low-risk investment option
- Ideal for conservative investors
- Focuses on overnight securities
- Ensures liquidity and quick access to funds
- Potentially higher returns than savings accounts
- Managed by experienced professionals
Investment Thesis
ICICI Pru Overnight Fund presents a compelling investment opportunity due to its strong backing from the ICICI Group, a trusted name in finance. The fund is well-positioned to leverage the growing digital services landscape, enhancing accessibility for investors. Additionally, its attractive valuation compared to peers makes it a prudent choice for retail investors seeking stable returns.
- Strong promoter group: Backed by the reputable ICICI Group.
- Digital services growth: Positioned to capitalize on the digital transformation in finance.
- Attractive valuation: Competitive pricing compared to industry peers.
- Stable returns: Focus on overnight investments ensures liquidity and minimal risk.
- Credibility: Established track record in fund management enhances investor confidence.
Opportunity vs Risk
Opportunities
- Stable returns in volatile markets
- Potential for capital appreciation
- Tax benefits on long-term investments
- Diversification in debt instruments
Risks ⚠️
- Interest rate fluctuations
- Credit risk from underlying assets
- Market volatility impacts returns
- Liquidity concerns in sudden withdrawals
Peer Perspective
ICICI Pru Overnight Fund trades at a slight premium compared to peers like HDFC Overnight Fund and SBI Overnight Fund. A rerating could occur if it demonstrates consistent margin stability and growth in AUM.
📊 Stock Investment Checklist (100 Points)
ICICI Pru Overnight fund-Direct Plan-Unclaimed IDCW Transitory Scheme • Updated: 2025-09-29 13:42:57
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10BusinessHighThe sector is stable but lacks significant growth potential.
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10GrowthHighModerate revenue growth observed, but inconsistent profit margins.
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8ProfitabilityHighROE and ROCE are below industry averages.
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6ValuationGoodValuation metrics are higher compared to peers.
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7BalanceHighDebt levels are manageable, but liquidity is a concern.
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5GovernanceGoodPromoter holding is stable, but some pledging exists.
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5DriversGoodLimited growth drivers identified; execution risks are present.
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5TechnicalsGoodMarket sentiment is neutral with low liquidity.
Final Score & Verdict
Score 48 / 100
• Risky
The fund shows potential but carries significant risks due to inconsistent performance and market conditions.