ICICI Pru Overnight fund-Direct Plan-Unclaimed Redemption IDCW Transitory Scheme
Ticker: mf12499
Decent
48/100
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I
ICICI Pru Overnight Fund
The ICICI Pru Overnight Fund shows decent fundamentals but lacks strong growth drivers and compelling valuation metrics.
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D
DSP Flexi Cap Fund
The DSP Flexi Cap Fund shows a decent investment potential with solid fundamentals and growth prospects.
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H
HSBC Midcap Fund
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U
UTI Mid Cap Fund
UTI Mid Cap Fund shows decent potential for growth, but investors should be cautious due to some risks in execution and valuation.
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H
HDFC Manufacturing Fund
The HDFC Manufacturing Fund shows potential for growth but faces challenges in profitability and valuation. Investors should be cautious.
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T
Tata Digital India Fund
The Tata Digital India Fund shows potential with a decent growth outlook, but risks related to execution and valuation need to be monitored.
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T
Tata Small Cap Fund
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P
PGIM India Midcap Fund
The fund shows decent potential with consistent growth, but valuation concerns and execution risks should be monitored.
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H
HDFC Overnight Fund
The HDFC Overnight Fund shows decent potential with stable growth and profitability metrics, but faces challenges in market sentiment and growth catalysts.
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D
DSP Aggressive Hybrid Fund
The DSP Aggressive Hybrid Fund shows decent potential with a balanced approach to growth and profitability, though some risks remain.
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S
SBI Magnum Gilt Fund
The SBI Magnum Gilt Fund presents a decent investment opportunity, primarily for conservative investors looking for stability rather than high growth.
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E
Edelweiss Mid Cap Fund
Edelweiss Mid Cap Fund shows potential but faces challenges in growth consistency and valuation metrics.
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N
Nippon India Ultra Short Duration Fund
The Nippon India Ultra Short Duration Fund shows decent potential with stable growth prospects, but faces challenges in profitability and execution risks.
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C
Canara Rob Equity Hybrid Fund
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B
Bandhan Bond Fund - Short Term Plan
The Bandhan Bond Fund - Short Term Plan shows potential but faces challenges in growth consistency and profitability metrics. Caution is advised for new investors.
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A
Aditya Birla SL Short Term Fund
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Business Overview
The ICICI Pru Overnight Fund - Direct Plan is designed for investors seeking a low-risk, short-term investment option. This scheme primarily invests in overnight securities, making it ideal for conservative investors looking to park their funds safely while earning returns. It caters to individuals and institutions aiming for liquidity and capital preservation. With a focus on stability, this fund is a smart choice for those wanting to manage cash flows effectively.
- Low-risk investment option
- Ideal for short-term financial goals
- Focus on capital preservation
- Suitable for conservative investors
- Provides liquidity and stability
Investment Thesis
ICICI Pru Overnight Fund stands out due to its robust promoter credibility, backed by the esteemed ICICI Group. The fund is well-positioned to capitalize on the growing demand for digital financial services. Additionally, its attractive valuation compared to peers presents a compelling investment opportunity for retail investors.
- Strong backing from the reputable ICICI Group enhances trust and stability.
- Significant growth potential in digital services aligns with market trends.
- Attractive valuation compared to peers offers a favorable entry point.
- Focus on overnight liquidity appeals to risk-averse investors.
- Consistent performance track record reinforces investor confidence.
Opportunity vs Risk
Opportunities
- Stable returns in low-interest environment
- Potential for capital appreciation
- Diversification in investment portfolio
- Tax-efficient growth options
Risks ⚠️
- Market volatility affecting returns
- Interest rate fluctuations
- Liquidity concerns during redemptions
- Regulatory changes impacting performance
Peer Perspective
ICICI Pru Overnight Fund trades at a slight premium compared to peers like HDFC Overnight Fund and SBI Overnight Fund. A rerating could occur with improved margin stability and consistent growth in assets under management.
📊 Stock Investment Checklist (100 Points)
ICICI Pru Overnight fund-Direct Plan-Unclaimed Redemption IDCW Transitory Scheme • Updated: 2025-09-29 13:43:04
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10BusinessHighThe fund operates in a stable sector but lacks a clear competitive moat.
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10GrowthHighModerate revenue growth observed, but inconsistent profit margins.
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8ProfitabilityHighROE and ROCE are below industry averages, cash flow is stable.
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6ValuationGoodValuation metrics are average compared to peers.
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7BalanceHighDebt levels are manageable, but liquidity is a concern.
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5GovernanceGoodPromoter holding is decent, but there are some concerns about disclosures.
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5DriversGoodLimited growth catalysts identified, execution risks present.
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5TechnicalsGoodMarket sentiment is neutral, with low liquidity.
Final Score & Verdict
Score 48 / 100
• Decent
The fund shows potential but is hindered by inconsistent growth and profitability metrics. Caution is advised.