ICICI Pru Overnight fund-Direct Plan-Unclaimed Redemption Stable Scheme
Ticker: mf12498
Risky
48/100
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I
ICICI Pru Overnight fund-Direct Plan-Unclaimed Redemption IDCW Transitory Scheme
The fund shows potential but is hindered by inconsistent growth and profitability metrics. Caution is advised.
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I
ICICI Pru Overnight Fund
The ICICI Pru Overnight Fund shows decent fundamentals but lacks strong growth drivers and compelling valuation metrics.
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D
DSP Flexi Cap Fund
The DSP Flexi Cap Fund shows a decent investment potential with solid fundamentals and growth prospects.
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H
HSBC Midcap Fund
The HSBC Midcap Fund shows decent potential with consistent growth, but faces challenges in valuation and governance aspects.
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U
UTI Mid Cap Fund
UTI Mid Cap Fund shows decent potential for growth, but investors should be cautious due to some risks in execution and valuation.
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H
HDFC Manufacturing Fund
The HDFC Manufacturing Fund shows potential for growth but faces challenges in profitability and valuation. Investors should be cautious.
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T
Tata Digital India Fund
The Tata Digital India Fund shows potential with a decent growth outlook, but risks related to execution and valuation need to be monitored.
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T
Tata Small Cap Fund
The Tata Small Cap Fund has potential but carries risks associated with small-cap investments. Caution is advised.
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P
PGIM India Midcap Fund
The fund shows decent potential with consistent growth, but valuation concerns and execution risks should be monitored.
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H
HDFC Overnight Fund
The HDFC Overnight Fund shows decent potential with stable growth and profitability metrics, but faces challenges in market sentiment and growth catalysts.
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D
DSP Aggressive Hybrid Fund
The DSP Aggressive Hybrid Fund shows decent potential with a balanced approach to growth and profitability, though some risks remain.
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S
SBI Magnum Gilt Fund
The SBI Magnum Gilt Fund presents a decent investment opportunity, primarily for conservative investors looking for stability rather than high growth.
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E
Edelweiss Mid Cap Fund
Edelweiss Mid Cap Fund shows potential but faces challenges in growth consistency and valuation metrics.
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N
Nippon India Ultra Short Duration Fund
The Nippon India Ultra Short Duration Fund shows decent potential with stable growth prospects, but faces challenges in profitability and execution risks.
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C
Canara Rob Equity Hybrid Fund
The fund shows decent potential with strong growth prospects, but some risks need to be monitored.
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B
Bandhan Bond Fund - Short Term Plan
The Bandhan Bond Fund - Short Term Plan shows potential but faces challenges in growth consistency and profitability metrics. Caution is advised for new investors.
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Business Overview
The ICICI Pru Overnight Fund - Direct Plan is designed for investors seeking a low-risk investment option with high liquidity. It primarily invests in overnight securities, making it ideal for those looking to park their funds safely while earning reasonable returns. This scheme is particularly suitable for conservative investors and those with short-term financial goals. By choosing this fund, you can benefit from a stable investment avenue with minimal volatility, ensuring your capital remains protected while still generating returns.
- Low-risk investment option
- High liquidity for easy access
- Ideal for conservative investors
- Focus on overnight securities
- Suitable for short-term financial goals
- Stable returns with minimal volatility
Investment Thesis
ICICI Pru Overnight Fund stands out due to its robust backing from the reputable ICICI Group, ensuring credibility and trust. The fund is well-positioned to leverage the growing digital services sector, enhancing accessibility for investors. Additionally, it offers attractive valuations compared to peers, making it a compelling choice for retail investors seeking stable returns.
- Strong backing from the reputable ICICI Group enhances credibility.
- Significant growth potential in digital services for improved investor access.
- Attractive valuation compared to peer funds, offering better return potential.
- Focus on overnight liquidity makes it ideal for conservative investors.
- Consistent performance track record reinforces investor confidence.
Opportunity vs Risk
Opportunities
- Stable returns in low-risk environment
- Potential for capital appreciation
- Diversification for conservative investors
- Tax benefits on long-term investments
Risks ⚠️
- Market volatility may affect returns
- Interest rate fluctuations impact performance
- Limited growth compared to equities
- Redemption may be subject to fees
Peer Perspective
ICICI Pru Overnight Fund trades at a slight premium compared to peers like HDFC Overnight Fund and SBI Overnight Fund. A rerating could occur if margin stability is maintained amid rising interest rates.
📊 Stock Investment Checklist (100 Points)
ICICI Pru Overnight fund-Direct Plan-Unclaimed Redemption Stable Scheme • Updated: 2025-09-29 13:43:13
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10BusinessHighThe sector is stable but lacks significant growth potential.
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10GrowthHighRevenue growth is inconsistent, with fluctuations in profit margins.
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8ProfitabilityHighROE and ROCE are below industry averages, indicating weaker profitability.
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9ValuationHighValuation metrics are average compared to peers, suggesting limited upside.
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6BalanceGoodDebt levels are manageable, but liquidity is a concern.
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7GovernanceHighPromoter holding is stable, but there are some concerns regarding disclosures.
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5DriversGoodLimited growth drivers and potential execution risks.
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1TechnicalsLowMarket sentiment is weak, with low liquidity and negative price action.
Final Score & Verdict
Score 48 / 100
• Risky
The fund shows several weaknesses in growth and profitability, making it a risky investment at this time.