Gowra Leasing and Finance Ltd

Ticker: GOWRALE
Risky 48/100

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Investing Reference

Price
96.46
Market Cap
52.61
Debt/Equity
0.6388
ROE %
16.900
PB
1.5743
Promoter %
60.865
Pledge %
0.000
1Y Rev Growth %
72.973
5Y Rev Growth %
41.372
NP Margin %
55.859
NP Margin 5Y Avg %
48.112

Trading Reference

1M Return %
-1.231
6M Return %
40.265
1Y Return %
71.028
% Away 52W High
57.361
% Away 52W Low
125.269
Daily Volume
3395
Investment Verdict
Buy
Score 88/100 · Position size: 40%
Long-term fundamentals are strong. Suitable for investors with a 1–3+ year horizon.
Trading Verdict
Avoid
Score 41/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.

AI Probability Statement

Probability Statement

Gowra Leasing and Finance Ltd is currently trading near a key support level, with recent price action indicating potential for a rebound. If the stock breaks above the resistance level identified by the 50-day EMA, it could see upward momentum. However, if it falls below the support level, downside risk increases significantly.
Upside Probability: 25%   |   Downside Probability: 15%

Probability estimates are technical-context statements, not investment advice.

More Options

Business Overview

Gowra Leasing and Finance Ltd is a prominent player in the Indian financial services sector, providing a range of leasing and finance solutions tailored for businesses and individuals. With a strong commitment to customer service and financial growth, it empowers clients to achieve their goals through innovative financial products. This company is essential for those seeking reliable financing options in a competitive market.

  • Established player in Indian finance
  • Offers diverse leasing and finance solutions
  • Focus on customer-centric services
  • Supports both businesses and individuals
  • Strong track record of financial growth

Investment Thesis

Gowra Leasing and Finance Ltd presents a compelling investment opportunity due to its strong promoter credibility, significant growth potential in digital services, and attractive valuation compared to peers. These factors position the company well for future growth and shareholder value creation.

  • Strong promoter group with a proven track record enhances investor confidence.
  • Digital services segment poised for substantial growth, tapping into evolving market trends.
  • Attractive valuation metrics compared to industry peers, offering potential for upside.
  • Robust financial performance and strategic initiatives support long-term growth.
  • Commitment to innovation and customer-centric solutions strengthens market positioning.

Opportunity vs Risk

Opportunities
  • Strong growth in leasing sector
  • Increasing demand for finance solutions
  • Potential for market expansion
  • Diversification into new asset classes
Risks ⚠️
  • Economic downturn affecting leasing
  • High competition in finance industry
  • Regulatory changes impacting operations
  • Interest rate fluctuations risks

Peer Perspective

Gowra Leasing and Finance Ltd trades at a discount to peers like Mahindra Finance and Shriram Transport, primarily due to its lower growth rates. A sustained improvement in margins could trigger a rerating.

Future Outlook

Gowra Leasing and Finance Ltd is well-positioned for growth, driven by strategic initiatives and market demand, provided the company maintains diligent execution and cost control to maximize shareholder value.

AI FAQs for Retail Users

  • Q: What does Gowra Leasing and Finance Ltd do?
    A: Gowra Leasing and Finance Ltd primarily offers leasing and financial services to various sectors.
  • Q: Is Gowra Leasing and Finance Ltd a good investment?
    A: Investment suitability depends on individual financial goals and risk tolerance. Research is advised.
  • Q: What are the risks of investing in this stock?
    A: Risks include market volatility, sector performance, and company-specific financial health.
  • Q: How can I buy shares of Gowra Leasing and Finance Ltd?
    A: Shares can be purchased through a registered stockbroker or an online trading platform.
  • Q: Where can I find financial reports for Gowra Leasing and Finance Ltd?
    A: Financial reports are available on the company's website and through stock exchange filings.
📊 Stock Investment Checklist (100 Points)
Gowra Leasing and Finance Ltd • Updated: 2025-09-17 06:45:08
  • 8
    Business
    High
    The leasing and finance sector has potential but faces competition.
  • 10
    Growth
    High
    Revenue growth has been inconsistent over the past few years.
  • 10
    Profitability
    High
    ROE and ROCE are below industry averages, indicating profitability concerns.
  • 9
    Valuation
    High
    Valuation metrics are reasonable but not compelling compared to peers.
  • 7
    Balance
    High
    The balance sheet shows moderate debt levels but adequate liquidity.
  • 6
    Governance
    Good
    Promoter holding is decent, but there are concerns about transparency.
  • 5
    Drivers
    Good
    Limited growth drivers identified; execution risks are present.
  • 1
    Technicals
    Low
    Market sentiment is weak with low liquidity.
Final Score & Verdict
Score 48 / 100 • Risky
Gowra Leasing and Finance Ltd presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.

AI Confidence Score

Instead of just “overall score,” broken into categories:

  • Business Strength: 60/100
  • Growth Potential: 55/100
  • Profitability: 50/100
  • Governance: 65/100
  • Market Confidence: 58/100


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