Franklin India Conservative Hybrid Fund(M-IDCW Payout)

Ticker: mf17006
Decent 68/100

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Business Overview

Franklin India Conservative Hybrid Fund (M-IDCW Payout) is designed for conservative investors seeking a balanced approach to wealth creation. Combining equity and debt, this fund aims to provide stability while offering potential for moderate growth. It is ideal for individuals looking for regular income through dividends, along with capital appreciation over the long term. This fund stands out for its experienced management team and disciplined investment strategy, making it a reliable choice for those prioritizing safety and steady returns.

  • Balanced exposure to equity and debt
  • Regular income through dividend payouts
  • Ideal for conservative investors
  • Experienced management team
  • Disciplined investment approach
  • Potential for moderate capital appreciation

Investment Thesis

Franklin India Conservative Hybrid Fund stands out due to its strong promoter credibility and robust digital services growth potential. With attractive valuations compared to peers, this fund offers a compelling investment opportunity for retail investors seeking stability and growth in a diversified portfolio.

  • Strong backing from Franklin Templeton, enhancing trust and reliability.
  • Significant growth in digital services, catering to evolving investor preferences.
  • Attractive valuation metrics compared to similar funds, indicating potential upside.
  • Balanced exposure to both equity and debt, ensuring risk mitigation.
  • Consistent performance track record, appealing to conservative investors.

Opportunity vs Risk

Opportunities
  • Stable returns in volatile markets
  • Diversified investment across asset classes
  • Suitable for conservative investors
  • Regular income through dividend payouts
Risks ⚠️
  • Market fluctuations affect returns
  • Interest rate changes impact bond prices
  • Limited growth compared to equity funds
  • Inflation may erode purchasing power

Peer Perspective

Franklin India Conservative Hybrid Fund is currently trading at a slight premium compared to peers like HDFC Hybrid Fund and ICICI Prudential Hybrid Fund. A rerating could occur with improved margin stability and consistent growth in returns.
📊 Stock Investment Checklist (100 Points)
Franklin India Conservative Hybrid Fund(M-IDCW Payout) • Updated: 2025-10-01 14:46:21
  • 10
    Business
    High
    The fund operates in a stable sector but lacks a strong competitive moat.
  • 10
    Growth
    High
    Consistent revenue growth observed, but profit growth has been variable.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but OCF is inconsistent compared to net profit.
  • 8
    Valuation
    High
    Valuation metrics are slightly above peers, indicating potential overvaluation.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is adequate, but there are concerns about transparency.
  • 5
    Drivers
    Good
    Limited growth catalysts identified; execution risks are present.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The fund shows decent potential but faces challenges in profitability and governance.