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LIC MF ULIS Regular Premium Uniform Cover Yrly 10Y(IDCW)

Ticker: mf16534
Risky 48/100

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Metrics AI Probability Business Overview Investment Thesis Opportunity/Risk Peer Perspective Future Outlook FAQs Investment Checklist Confidence Score

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L
LIC MF ULIS Regular Premium Uniform Cover Mthly 10Y(IDCW)
Score 57/100 Decent
The stock shows potential but is hindered by inconsistent growth and execution risks. Caution is advised.
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L
LIC MF ULIS Regular Premium Uniform Cover HY 10Y(IDCW)
Score 48/100 Risky
The stock presents several risks with limited growth potential and weak market sentiment, making it a risky investment.
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L
LIC MF ULIS-10Y Single Premium(IDCW)
Score 63/100 Decent
The stock shows moderate potential but is not a strong investment opportunity at this time due to inconsistent growth and profitability metrics.
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L
LIC MF ULIS
Score 68/100 Decent
LIC MF ULIS shows potential but faces challenges in growth consistency and valuation metrics.
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K
Kotak FMP-292-1735D(IDCW)
Score 48/100 Risky
The stock presents several risks with limited growth prospects and inconsistent financial performance.
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U
UTI Dynamic Bond Fund(A-IDCW)
Score 68/100 Decent
The fund shows decent potential but faces challenges in profitability and valuation metrics.
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U
UTI Dynamic Bond Fund(H-IDCW)
Score 66/100 Decent
The UTI Dynamic Bond Fund shows decent potential with stable growth and acceptable profitability metrics, but faces some execution risks.
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U
UTI Dynamic Bond Fund(F-IDCW)
Score 68/100 Decent
The UTI Dynamic Bond Fund shows decent potential but faces challenges in profitability and growth drivers.
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U
UTI Dynamic Bond Fund(Q-IDCW)
Score 48/100 Decent
The UTI Dynamic Bond Fund shows potential but faces challenges in profitability and liquidity. It is a decent option for conservative investors.
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K
Kotak Healthcare Fund(IDCW)
Score 56/100 Decent
The Kotak Healthcare Fund shows potential for growth in a promising sector, but investors should be cautious of valuation and execution risks.
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K
Kotak Healthcare Fund(IDCW Payout)
Score 68/100 Decent
The Kotak Healthcare Fund shows potential for growth in a promising sector, but faces challenges in profitability and execution risks.
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I
Invesco India Multi Asset Allocation Fund(IDCW)
Score 68/100 Decent
The fund shows potential with a decent growth trajectory, but faces challenges in profitability and market competition.
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D
DSP Nifty Midcap 150 Quality 50 Index Fund(IDCW Reinvest)
Score 66/100 Decent
The DSP Nifty Midcap 150 Quality 50 Index Fund presents a decent investment opportunity with growth potential, but investors should be cautious of midcap volatility and specific company risks.
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D
DSP Nifty Midcap 150 Quality 50 Index Fund(IDCW)
Score 66/100 Decent
The DSP Nifty Midcap 150 Quality 50 Index Fund presents a decent investment opportunity with a focus on quality midcap stocks, though some risks and valuation concerns exist.
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I
Invesco India Equity Savings Fund(IDCW)
Score 68/100 Decent
The fund shows a decent potential for growth with manageable risks, making it a reasonable investment choice.
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U
Union Active Momentum Fund(IDCW Payout)
Score 48/100 Risky
The fund shows potential but carries significant risks that may deter conservative investors.
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Business Overview

The LIC MF ULIS Regular Premium Uniform Cover Yearly 10Y (IDCW) is a reliable investment option designed for individuals seeking long-term wealth creation with life insurance coverage. Ideal for those looking to secure their family's financial future while accumulating savings, this plan combines the benefits of insurance and investment. It matters as it offers a disciplined approach to saving, ensuring financial stability over a decade. With LIC's trusted brand and a focus on customer satisfaction, this product is a solid choice for prudent investors.

  • Long-term investment with life insurance coverage
  • Ideal for family financial security
  • Combines savings and insurance benefits
  • Offers disciplined saving approach
  • Backed by LIC's trusted reputation
  • Designed for prudent investors in India

Investment Thesis

LIC MF ULIS offers a compelling investment opportunity due to its strong backing from the LIC promoter group, which enhances credibility. The fund is poised for growth with the increasing adoption of digital services in the insurance sector. Additionally, its attractive valuation compared to peers makes it a prudent choice for retail investors seeking long-term stability and returns.

  • Strong promoter group: Backed by LIC, a trusted name in the insurance industry.
  • Digital services growth: Positioned to benefit from the shift towards digital insurance solutions.
  • Attractive valuation: Competitive pricing compared to industry peers enhances investment appeal.
  • Long-term stability: 10-year horizon aligns with retail investors' goals for wealth creation.
  • Consistent performance: Historical data indicates reliable returns, boosting investor confidence.

Opportunity vs Risk

Opportunities
  • Stable long-term returns expected
  • Tax benefits on premium payments
  • Diversification in investment portfolio
  • Potential for capital appreciation
Risks ⚠️
  • Market volatility impacts returns
  • Regulatory changes may affect performance
  • Inflation risk on fixed returns
  • Liquidity constraints in long-term plans
📊 Stock Investment Checklist (100 Points)
LIC MF ULIS Regular Premium Uniform Cover Yrly 10Y(IDCW) • Updated: 2025-10-01 03:50:47
  • 10
    Business
    High
    The sector is evolving but lacks a strong competitive moat.
  • 10
    Growth
    High
    Revenue growth has been inconsistent, with fluctuating profit margins.
  • 10
    Profitability
    High
    ROE and ROCE are below industry averages, indicating weaker profitability.
  • 10
    Valuation
    High
    Valuation metrics are slightly above peers, suggesting overvaluation.
  • 8
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 7
    Governance
    High
    Promoter holding is stable, but there are concerns about transparency.
  • 8
    Drivers
    High
    Limited growth catalysts identified, with execution risks present.
  • 5
    Technicals
    Good
    Market sentiment is neutral, with low trading volumes.
Final Score & Verdict
Score 48 / 100 • Risky
The stock presents several risks with limited growth prospects and profitability concerns, making it a risky investment.