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Bajaj Finserv Gilt Fund(IDCW)

Ticker: mf17721
Decent 70/100

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S
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L
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L
LIC MF Equity Savings Fund(Q-IDCW)
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S
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B
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B
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K
Kotak Nifty Commodities Index Fund(IDCW)
Score 72/100 Decent
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K
Kotak Nifty Commodities Index Fund(IDCW Payout)
Score 68/100 Decent
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P
PGIM India CRISIL IBX Gilt Index - Apr 2028 Fund(IDCW)
Score 40/100 Risky
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A
Aditya Birla SL FTP-TJ-1838D(IDCW)
Score 72/100 Decent
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A
Aditya Birla SL Retirement Fund-50(IDCW-Reinv)
Score 48/100 Decent
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A
Aditya Birla SL Retirement Fund-50(IDCW)
Score 66/100 Decent
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E
Edelweiss BSE Internet Economy Index Fund(IDCW)
Score 66/100 Decent
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D
DSP Nifty Private Bank Index Fund(IDCW Reinvest)
Score 68/100 Decent
The DSP Nifty Private Bank Index Fund shows decent potential with a stable outlook, but investors should be cautious of execution risks and valuation levels.
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D
DSP Nifty Private Bank Index Fund(IDCW)
Score 68/100 Decent
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B
Bajaj Finserv Equity Savings Fund(IDCW)
Score 66/100 Decent
Bajaj Finserv Equity Savings Fund shows decent potential with consistent growth and profitability metrics, but valuation concerns and execution risks should be monitored.
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Business Overview

Bajaj Finserv Gilt Fund (IDCW) is a debt mutual fund that primarily invests in government securities, making it a safe choice for conservative investors. Ideal for those seeking stable returns with lower risk, this fund is designed to provide capital preservation while generating income. It is particularly suitable for risk-averse investors looking for exposure to the fixed income market. With professional management and a focus on high-quality assets, this fund stands out as a reliable option for wealth accumulation over the long term.

  • Invests primarily in government securities
  • Low-risk investment option
  • Ideal for conservative investors
  • Focus on capital preservation
  • Professionally managed for optimal returns
  • Suitable for long-term wealth accumulation

Investment Thesis

Bajaj Finserv Gilt Fund (IDCW) stands out due to its strong promoter group and credibility in the financial sector. With a robust growth trajectory in digital services, it presents a compelling investment opportunity. Additionally, its attractive valuation compared to peers enhances its appeal for retail investors seeking long-term gains.

  • Strong backing from the reputable Bajaj Group ensures stability and trust.
  • Significant growth potential in digital financial services aligns with market trends.
  • Attractive valuation metrics compared to industry peers create a favorable entry point.
  • Consistent performance history showcases resilience and reliability.
  • Focus on government securities provides a safer investment avenue amid market volatility.

Opportunity vs Risk

Opportunities
  • Stable returns from government securities
  • Diversification in fixed income portfolio
  • Potential for capital appreciation
  • Low correlation with equity markets
Risks ⚠️
  • Interest rate fluctuations affect returns
  • Credit risk from underlying securities
  • Liquidity risk in bond markets
  • Market volatility impacting valuations

Peer Perspective

Bajaj Finserv Gilt Fund trades at a premium compared to peers like HDFC Gilt Fund and ICICI Gilt Fund. A rerating may occur if the fund demonstrates consistent margin stability and improved yield performance.
📊 Stock Investment Checklist (100 Points)
Bajaj Finserv Gilt Fund(IDCW) • Updated: 2025-10-01 14:43:12
  • 10
    Business
    High
    The sector is stable but lacks significant growth drivers.
  • 10
    Growth
    High
    Revenue growth has been inconsistent over the past few years.
  • 10
    Profitability
    High
    ROE and ROCE are decent but not exceptional.
  • 10
    Valuation
    High
    Valuation metrics are in line with peers.
  • 8
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 7
    Governance
    High
    Promoter holding is strong, but there are some concerns about disclosures.
  • 5
    Drivers
    Good
    Limited growth catalysts identified.
  • 3
    Technicals
    Low
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 70 / 100 • Decent
Bajaj Finserv Gilt Fund shows decent fundamentals but lacks strong growth drivers and consistency in revenue generation.