SBI FMP-34-3682D(IDCW)

Ticker: mf17730
Risky 48/100

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Business Overview

SBI FMP-34-3682D (IDCW) is a fixed maturity plan designed for conservative investors seeking stable returns over a defined period. This investment option is ideal for those looking to balance risk while enjoying predictable income. With a focus on debt instruments, it aims to provide capital protection along with attractive yields. SBI's trusted brand and expertise in managing funds add to its reliability, making it a suitable choice for long-term financial planning.

  • Stable returns over a fixed term
  • Ideal for conservative investors
  • Focus on capital protection
  • Managed by SBI's experienced team
  • Predictable income stream
  • Trustworthy brand in the Indian market

Investment Thesis

SBI FMP-34-3682D(IDCW) presents a compelling investment opportunity due to its strong backing from the SBI promoter group, which enhances credibility. The fund is well-positioned to benefit from the growing digital services sector, and its attractive valuation compared to peers makes it an appealing choice for retail investors seeking stable returns.

  • Strong backing from SBI, a trusted financial institution.
  • Significant growth potential in digital services sector.
  • Attractive valuation compared to industry peers.
  • Focus on fixed maturity plans offers stability.
  • Ideal for risk-averse investors seeking steady income.

Opportunity vs Risk

Opportunities
  • Stable returns from fixed maturity plan
  • Potential tax benefits on dividends
  • Low market volatility exposure
  • Suitable for conservative investors
Risks ⚠️
  • Interest rate fluctuations impact returns
  • Limited liquidity in the market
  • Credit risk from underlying assets
  • Inflation may erode real returns
📊 Stock Investment Checklist (100 Points)
SBI FMP-34-3682D(IDCW) • Updated: 2025-10-01 07:08:24
  • 10
    Business
    High
    The sector is stable but lacks significant growth drivers.
  • 10
    Growth
    High
    Revenue growth has been inconsistent, with fluctuations in profit margins.
  • 8
    Profitability
    High
    ROE and ROCE are moderate, with OCF showing some volatility.
  • 9
    Valuation
    High
    Valuation metrics are in line with peers but lack a compelling case.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is stable, but there are concerns about transparency.
  • 5
    Drivers
    Good
    Limited growth catalysts and potential execution risks.
  • 1
    Technicals
    Low
    Market sentiment is weak, with low liquidity.
Final Score & Verdict
Score 48 / 100 • Risky
The stock presents several risks with limited growth prospects and inconsistent financial performance.