SBI FMP-34-3682D(IDCW)
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Business Overview
SBI FMP-34-3682D (IDCW) is a fixed maturity plan designed for conservative investors seeking stable returns over a defined period. This investment option is ideal for those looking to balance risk while enjoying predictable income. With a focus on debt instruments, it aims to provide capital protection along with attractive yields. SBI's trusted brand and expertise in managing funds add to its reliability, making it a suitable choice for long-term financial planning.
- Stable returns over a fixed term
- Ideal for conservative investors
- Focus on capital protection
- Managed by SBI's experienced team
- Predictable income stream
- Trustworthy brand in the Indian market
Investment Thesis
SBI FMP-34-3682D(IDCW) presents a compelling investment opportunity due to its strong backing from the SBI promoter group, which enhances credibility. The fund is well-positioned to benefit from the growing digital services sector, and its attractive valuation compared to peers makes it an appealing choice for retail investors seeking stable returns.
- Strong backing from SBI, a trusted financial institution.
- Significant growth potential in digital services sector.
- Attractive valuation compared to industry peers.
- Focus on fixed maturity plans offers stability.
- Ideal for risk-averse investors seeking steady income.
Opportunity vs Risk
- Stable returns from fixed maturity plan
- Potential tax benefits on dividends
- Low market volatility exposure
- Suitable for conservative investors
- Interest rate fluctuations impact returns
- Limited liquidity in the market
- Credit risk from underlying assets
- Inflation may erode real returns
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10BusinessHighThe sector is stable but lacks significant growth drivers.
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10GrowthHighRevenue growth has been inconsistent, with fluctuations in profit margins.
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8ProfitabilityHighROE and ROCE are moderate, with OCF showing some volatility.
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9ValuationHighValuation metrics are in line with peers but lack a compelling case.
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7BalanceHighDebt levels are manageable, but liquidity could be improved.
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6GovernanceGoodPromoter holding is stable, but there are concerns about transparency.
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5DriversGoodLimited growth catalysts and potential execution risks.
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1TechnicalsLowMarket sentiment is weak, with low liquidity.