SBI FMP-59-1618D(IDCW)

Ticker: mf17723
Risky 48/100

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Business Overview

SBI FMP-59-1618D(IDCW) is a fixed maturity plan designed for conservative investors seeking stable returns over a defined period. This fund is ideal for individuals looking to invest in debt instruments with a focus on capital preservation and predictable income. It matters as it provides a safer investment avenue in volatile markets, appealing to risk-averse investors. With SBI's trusted management, this fund aims to deliver consistent performance and liquidity at maturity.

  • Ideal for conservative investors
  • Focus on capital preservation
  • Stable returns over a fixed term
  • Managed by a trusted institution
  • Suitable for risk-averse portfolios

Opportunity vs Risk

Opportunities
  • Stable returns from fixed maturity
  • Potential for capital appreciation
  • Tax benefits on long-term investments
  • Diversification in fixed income portfolio
Risks ⚠️
  • Interest rate fluctuations
  • Credit risk from underlying assets
  • Liquidity concerns in market downturns
  • Limited growth compared to equities
📊 Stock Investment Checklist (100 Points)
SBI FMP-59-1618D(IDCW) • Updated: 2025-10-01 22:59:52
  • 10
    Business
    High
    The sector is stable but lacks significant growth drivers.
  • 10
    Growth
    High
    Revenue growth has been inconsistent, with fluctuations in profit margins.
  • 8
    Profitability
    High
    ROE and ROCE are moderate, with OCF trailing net profit.
  • 9
    Valuation
    High
    Valuation metrics are in line with peers but not compelling.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity is a concern.
  • 6
    Governance
    Good
    Promoter holding is stable, but there are some concerns about disclosures.
  • 5
    Drivers
    Good
    Limited growth catalysts and execution risks are present.
  • 1
    Technicals
    Low
    Market sentiment is weak with low liquidity.
Final Score & Verdict
Score 48 / 100 • Risky
The stock presents several risks with limited growth potential and weak market sentiment, making it a risky investment.