ICICI Pru Ultra Short Term Fund Fund(DD-IDCW)

Ticker: mf14321
Decent 70/100

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Business Overview

ICICI Pru Ultra Short Term Fund (DD-IDCW) is a dynamic investment option designed for those seeking stable returns with lower risk. Ideal for conservative investors and those looking for short-term investment horizons, this fund focuses on high-quality debt instruments. It matters because it provides liquidity and aims to preserve capital while generating income. With professional management, transparency, and a track record of performance, it stands out as a reliable choice for wealth creation.

  • Designed for conservative investors
  • Focuses on high-quality debt instruments
  • Offers liquidity and capital preservation
  • Managed by experienced professionals
  • Transparent investment process
  • Aims for stable, short-term returns

Investment Thesis

ICICI Pru Ultra Short Term Fund stands out due to its strong backing from the reputable ICICI Group, ensuring credibility and trust. The fund is well-positioned to leverage the growth in digital services, enhancing investor accessibility. Furthermore, its attractive valuation compared to peers makes it a compelling choice for retail investors seeking stable returns.

  • Strong promoter group with a proven track record in financial services.
  • Significant growth potential in digital services enhancing customer engagement.
  • Attractive valuation compared to similar funds, offering better risk-reward.
  • Focus on ultra-short term investments, providing liquidity and stability.
  • Consistent performance history, instilling confidence among investors.

Peer Perspective

ICICI Pru Ultra Short Term Fund trades at a slight premium compared to peers like HDFC Ultra Short Term Fund and Aditya Birla Short Term Fund. A rerating could occur with improved margin stability and consistent growth in AUM.
📊 Stock Investment Checklist (100 Points)
ICICI Pru Ultra Short Term Fund Fund(DD-IDCW) • Updated: 2025-10-01 03:24:35
  • 10
    Business
    High
    The fund operates in a stable sector with a clear investment model, but lacks a strong competitive moat.
  • 10
    Growth
    High
    Consistent revenue and profit growth observed, but growth rates are moderate.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but cash flow is not significantly higher than net profit.
  • 10
    Valuation
    High
    Valuation metrics are in line with peers, indicating fair pricing.
  • 8
    Balance
    High
    Balance sheet shows manageable debt levels and adequate liquidity.
  • 7
    Governance
    High
    Promoter holding is stable, but there are some concerns regarding disclosures.
  • 5
    Drivers
    Good
    Growth drivers are present, but execution risks remain.
  • 3
    Technicals
    Low
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 70 / 100 • Decent
The fund shows decent potential with stable growth and manageable risks, but investors should be cautious of execution risks and market sentiment.