LIC MF Overnight Fund(DD-IDCW)
Ticker: mf16156
Decent
66/100
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L
LIC MF Overnight Fund(W-IDCW)
The LIC MF Overnight Fund shows decent potential but is hindered by inconsistent growth and average profitability metrics. Caution is advised due to valuation concerns and limited growth drivers.
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L
LIC MF Overnight Fund(IDCW)
The LIC MF Overnight Fund shows decent potential with stable growth, but faces challenges in profitability and market sentiment.
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A
Axis Greater China Equity FoF(IDCW)
The fund shows potential in a growing sector but faces challenges in profitability and valuation metrics, making it a cautious investment.
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L
LIC MF Manufacturing Fund(IDCW)
The LIC MF Manufacturing Fund shows potential but faces challenges in profitability and valuation metrics.
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D
DSP NIFTY 50 Index Fund(IDCW-Reinv)
The DSP NIFTY 50 Index Fund presents a decent investment opportunity with stable growth potential, but investors should be cautious of market volatility.
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D
DSP NIFTY 50 Index Fund(IDCW)
The DSP NIFTY 50 Index Fund is a strong investment option due to its diversified portfolio and consistent growth metrics.
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S
Sundaram Multi-Factor Fund(IDCW)
The fund shows decent potential with a balanced approach to growth and profitability, but some risks need to be monitored.
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H
HSBC Low Duration Fund(A-IDCW Payout)
The fund shows decent potential but faces challenges in profitability and execution risks.
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H
HSBC Low Duration Fund(A-IDCW)
The fund shows decent potential but faces challenges in profitability and growth drivers.
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H
HSBC Low Duration Fund(IDCW)
The HSBC Low Duration Fund shows moderate potential but lacks strong growth drivers and consistency in profitability.
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B
Baroda BNP Paribas Conservative Hybrid Fund(M-IDCW)
The fund shows decent potential but lacks strong growth drivers and competitive advantages.
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B
Baroda BNP Paribas Conservative Hybrid Fund(Q-IDCW)
The fund shows decent potential but faces challenges in profitability and valuation metrics.
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U
UTI Banking & PSU Fund(M-IDCW)
The UTI Banking & PSU Fund has a decent score, indicating moderate potential but with notable risks that need to be monitored.
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U
UTI Banking & PSU Fund(F-IDCW)
The UTI Banking & PSU Fund shows decent potential with consistent growth and a solid balance sheet, but there are some risks related to governance and execution.
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U
UTI Banking & PSU Fund(A-IDCW)
The UTI Banking & PSU Fund shows decent potential with stable growth prospects, but investors should be cautious of execution risks.
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U
UTI Banking & PSU Fund(H-IDCW)
The UTI Banking & PSU Fund shows decent potential with stable growth and profitability metrics, but some governance concerns and execution risks should be monitored.
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Business Overview
The LIC MF Overnight Fund (DD-IDCW) is a short-term debt mutual fund designed for investors seeking liquidity and stability. Ideal for conservative investors, it invests primarily in overnight securities, ensuring minimal risk while providing reasonable returns. This fund is perfect for those looking to park their funds for a short duration without compromising on safety. With a focus on capital preservation, it serves as an effective tool for managing cash flows and achieving short-term financial goals.
- Low-risk investment option
- Ideal for short-term financial goals
- Focus on capital preservation
- Invests in overnight securities
- Provides liquidity and stability
- Suitable for conservative investors
Investment Thesis
LIC MF Overnight Fund (DD-IDCW) presents a compelling investment opportunity due to its strong backing from the LIC promoter group, which enhances credibility. The fund is well-positioned to benefit from the growing digital services landscape, and its attractive valuation compared to peers makes it an appealing choice for investors seeking stability and growth.
- Strong promoter group with LIC's extensive market presence and trust.
- Significant growth potential in digital services catering to modern investors.
- Attractive valuation metrics compared to other funds in the market.
- Focus on liquidity and low-risk investments aligns with conservative investor profiles.
- Consistent performance track record enhances investor confidence.
Opportunity vs Risk
Opportunities
- Stable returns in low volatility
- Suitable for short-term investments
- Tax benefits under Section 80C
Risks ⚠️
- Interest rate fluctuations
- Credit risk from underlying securities
- Liquidity constraints during market stress
Peer Perspective
LIC MF Overnight Fund trades at a slight premium compared to peers like HDFC Overnight Fund and SBI Overnight Fund. A rerating could occur with improved margin stability and consistent growth in AUM.
📊 Stock Investment Checklist (100 Points)
LIC MF Overnight Fund(DD-IDCW) • Updated: 2025-10-01 03:50:31
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10BusinessHighThe overnight fund operates in a stable sector but lacks a significant competitive moat.
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10GrowthHighConsistent revenue growth, but profit margins are under pressure.
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10ProfitabilityHighROE and ROCE are average, with cash flows closely matching net profits.
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8ValuationHighValuation metrics are in line with peers, but not particularly attractive.
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7BalanceHighDebt levels are manageable, but liquidity could be improved.
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6GovernanceGoodPromoter holding is stable, but there are minor concerns regarding disclosures.
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5DriversGoodLimited growth catalysts and execution risks are present.
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5TechnicalsGoodMarket sentiment is neutral with low liquidity.
Final Score & Verdict
Score 66 / 100
• Decent
The LIC MF Overnight Fund shows decent potential but faces challenges in profitability and growth drivers. It is suitable for conservative investors seeking stability.