Mirae Asset Liquid Fund(DD-IDCW)

Ticker: mf14430
Decent 70/100

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Business Overview

Mirae Asset Liquid Fund (DD-IDCW) is a highly liquid investment option designed for conservative investors seeking stable returns. Ideal for individuals looking to park their surplus funds while maintaining easy access, this fund invests primarily in short-term debt instruments. Its focus on capital preservation makes it a suitable choice for risk-averse investors and those aiming for short-term financial goals. With a professional management team and a strong track record, this fund stands out as a reliable option in the liquid fund category.

  • Designed for conservative investors
  • Offers stable, short-term returns
  • Focus on capital preservation
  • Highly liquid with easy access to funds
  • Managed by a professional team
  • Strong track record in the liquid fund space

Investment Thesis

Mirae Asset Liquid Fund (DD-IDCW) stands out due to its strong promoter credibility, robust digital services growth potential, and attractive valuation compared to peers. This fund is well-positioned to deliver consistent returns, making it a compelling choice for retail investors seeking stability and growth in their portfolios.

  • Backed by the reputable Mirae Asset promoter group, ensuring trust and reliability.
  • Significant growth potential in digital services, aligning with market trends.
  • Valuation metrics are favorable compared to similar funds, offering better return prospects.
  • Focus on liquidity and capital preservation, ideal for conservative investors.
  • Strong historical performance enhances confidence in future returns.

Opportunity vs Risk

Opportunities
  • Stable returns in volatile markets
  • Tax efficiency for long-term investors
  • Diversified portfolio reduces risk
  • Liquidity for quick access to funds
Risks ⚠️
  • Interest rate fluctuations affect returns
  • Market volatility can impact NAV
  • Credit risk from underlying securities
  • Regulatory changes may affect performance

Peer Perspective

Mirae Asset Liquid Fund trades at a premium compared to peers like HDFC Liquid Fund and ICICI Prudential Liquid Fund. A rerating could occur with sustained growth in AUM and improved margin stability.
📊 Stock Investment Checklist (100 Points)
Mirae Asset Liquid Fund(DD-IDCW) • Updated: 2025-10-01 04:49:23
  • 10
    Business
    High
    The sector is stable but lacks significant growth potential.
  • 10
    Growth
    High
    Revenue growth is consistent but not exceptional.
  • 10
    Profitability
    High
    ROE and ROCE are acceptable but not industry-leading.
  • 10
    Valuation
    High
    Valuation metrics are in line with peers.
  • 8
    Balance
    High
    Debt levels are manageable with adequate liquidity.
  • 7
    Governance
    High
    Promoter holding is stable, but some concerns on disclosures.
  • 5
    Drivers
    Good
    Limited growth drivers identified.
  • 3
    Technicals
    Low
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 70 / 100 • Decent
The fund shows decent stability and consistency but lacks strong growth drivers and market momentum.