Portfolio Alerts Watch List Cart

Bandhan Banking and PSU Fund(A-IDCW)

Ticker: mf14442
Decent 66/100

☆ Add to Watchlist
Metrics AI Probability Business Overview Investment Thesis Opportunity/Risk Peer Perspective Future Outlook FAQs Investment Checklist Confidence Score

More Options

B
Bandhan Banking and PSU Fund(FN-IDCW)
Score 66/100 Decent
While Bandhan Banking shows potential in a growing sector, it faces challenges in growth consistency and valuation, warranting cautious optimism.
View details
B
Bandhan Banking and PSU Fund(Q-IDCW)
Score 66/100 Decent
The stock shows potential but faces challenges in growth consistency and valuation. Investors should proceed with caution.
View details
B
Bandhan Banking and PSU Fund(M-IDCW)
Score 66/100 Decent
Bandhan Banking shows potential but faces challenges in profitability and valuation. Investors should be cautious.
View details
B
Bandhan Banking and PSU Fund(IDCW Reinv)
Score 70/100 Decent
The stock shows potential but faces challenges in growth consistency and valuation, warranting cautious investment.
View details
B
Bandhan Banking and PSU Fund(IDCW)
Score 48/100 Decent
The stock shows potential but carries risks that may affect future performance. Caution is advised.
View details
A
Axis Banking & PSU Debt Fund(W-IDCW)
Score 56/100 Decent
The fund shows potential for moderate returns but comes with certain risks that need to be monitored.
View details
A
Axis Banking & PSU Debt Fund(M-IDCW)
Score 72/100 Decent
The fund shows decent potential with some growth prospects, but faces challenges in profitability and valuation metrics.
View details
A
Axis Banking & PSU Debt Fund(DD-IDCW)
Score 68/100 Decent
The fund shows decent potential with consistent growth, but faces challenges in profitability and valuation metrics.
View details
U
UTI Large Cap Fund(IDCW)
Score 68/100 Decent
The UTI Large Cap Fund shows decent potential with consistent growth and profitability metrics, though some risks remain.
View details
A
Axis Flexi Cap Fund(IDCW)
Score 68/100 Decent
The Axis Flexi Cap Fund shows decent potential with a balanced approach to growth and profitability, though some risks remain.
View details
B
Bandhan Money Market Fund(P-IDCW)Exch Reinv
Score 48/100 Risky
The fund shows several weaknesses in growth and profitability, making it a risky investment at this time.
View details
B
Bandhan Money Market Fund(P-IDCW)
Score 68/100 Decent
The fund shows decent stability but lacks strong growth drivers and profitability consistency.
View details
B
Bandhan Money Market Fund(DD-IDCW)
Score 48/100 Risky
The fund shows potential but is hindered by inconsistent growth and market risks.
View details
B
Bandhan Money Market Fund(M-IDCW)
Score 70/100 Decent
The fund shows decent potential but lacks strong growth drivers and consistency in performance.
View details
B
Bandhan Money Market Fund(W-IDCW)
Score 68/100 Decent
The fund shows moderate potential with some risks, but overall it is a decent investment option.
View details
E
Edelweiss Balanced Advantage Fund(M-IDCW)
Score 48/100 Decent
The fund shows potential but is hindered by inconsistent growth and moderate profitability metrics. Caution is advised due to execution risks and valuation concerns.
View details

Business Overview

The Bandhan Banking and PSU Fund (A-IDCW) is a mutual fund designed for investors seeking stable income through investments in banking and public sector undertakings. This fund is ideal for conservative investors looking for a blend of safety and growth. It matters because it provides exposure to well-established financial institutions while aiming for regular income through dividends. With a focus on quality assets, it helps mitigate risks associated with market volatility.

  • Targeted at conservative investors
  • Focus on banking and PSU sectors
  • Aims for regular income through dividends
  • Invests in quality, stable assets
  • Mitigates market volatility risks

Investment Thesis

Bandhan Banking and PSU Fund (A-IDCW) presents a compelling investment opportunity due to its strong promoter credibility, robust growth in digital services, and attractive valuation compared to peers. This combination positions the fund for sustained performance in the evolving financial landscape.

  • Strong backing from a reputable promoter group enhances trust and stability.
  • Significant growth potential in digital banking services aligns with market trends.
  • Attractive valuation metrics provide a favorable entry point for investors.
  • Focus on PSU investments offers a unique diversification strategy.
  • Proven track record of performance boosts investor confidence.

Opportunity vs Risk

Opportunities
  • Strong growth in retail banking
  • Increasing demand for financial inclusion
  • Potential for higher dividends
  • Diversification in PSU investments
  • Government support for banking sector
Risks ⚠️
  • Regulatory changes impacting operations
  • Economic slowdown affecting loan growth
  • High competition in banking sector
  • Asset quality concerns
  • Interest rate fluctuations
📊 Stock Investment Checklist (100 Points)
Bandhan Banking and PSU Fund(A-IDCW) • Updated: 2025-10-01 02:18:33
  • 10
    Business
    High
    The banking sector is evolving with digital transformation, but competition is intense.
  • 10
    Growth
    High
    Revenue growth has been consistent, but profit margins are under pressure.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but OCF is fluctuating.
  • 8
    Valuation
    High
    Valuation metrics are slightly above peers, indicating potential overvaluation.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is stable, but there are concerns about transparency.
  • 5
    Drivers
    Good
    Growth drivers exist, but execution risks are significant.
  • 5
    Technicals
    Good
    Market sentiment is mixed with low liquidity.
Final Score & Verdict
Score 66 / 100 • Decent
The fund shows decent potential but faces challenges in profitability and market competition.