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Bandhan Banking and PSU Fund(DD-IDCW)

Ticker: mf14441
Decent 56/100

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Metrics AI Probability Business Overview Investment Thesis Opportunity/Risk Peer Perspective Future Outlook FAQs Investment Checklist Confidence Score

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B
Bandhan Banking and PSU Fund(A-IDCW)
Score 66/100 Decent
The fund shows decent potential but faces challenges in profitability and market competition.
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B
Bandhan Banking and PSU Fund(FN-IDCW)
Score 66/100 Decent
While Bandhan Banking shows potential in a growing sector, it faces challenges in growth consistency and valuation, warranting cautious optimism.
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B
Bandhan Banking and PSU Fund(Q-IDCW)
Score 66/100 Decent
The stock shows potential but faces challenges in growth consistency and valuation. Investors should proceed with caution.
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B
Bandhan Banking and PSU Fund(M-IDCW)
Score 66/100 Decent
Bandhan Banking shows potential but faces challenges in profitability and valuation. Investors should be cautious.
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B
Bandhan Banking and PSU Fund(IDCW Reinv)
Score 70/100 Decent
The stock shows potential but faces challenges in growth consistency and valuation, warranting cautious investment.
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B
Bandhan Banking and PSU Fund(IDCW)
Score 48/100 Decent
The stock shows potential but carries risks that may affect future performance. Caution is advised.
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A
Axis Banking & PSU Debt Fund(W-IDCW)
Score 56/100 Decent
The fund shows potential for moderate returns but comes with certain risks that need to be monitored.
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A
Axis Banking & PSU Debt Fund(M-IDCW)
Score 72/100 Decent
The fund shows decent potential with some growth prospects, but faces challenges in profitability and valuation metrics.
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A
Axis Banking & PSU Debt Fund(DD-IDCW)
Score 68/100 Decent
The fund shows decent potential with consistent growth, but faces challenges in profitability and valuation metrics.
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U
UTI Large Cap Fund(IDCW)
Score 68/100 Decent
The UTI Large Cap Fund shows decent potential with consistent growth and profitability metrics, though some risks remain.
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A
Axis Flexi Cap Fund(IDCW)
Score 68/100 Decent
The Axis Flexi Cap Fund shows decent potential with a balanced approach to growth and profitability, though some risks remain.
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B
Bandhan Money Market Fund(P-IDCW)Exch Reinv
Score 48/100 Risky
The fund shows several weaknesses in growth and profitability, making it a risky investment at this time.
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B
Bandhan Money Market Fund(P-IDCW)
Score 68/100 Decent
The fund shows decent stability but lacks strong growth drivers and profitability consistency.
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B
Bandhan Money Market Fund(DD-IDCW)
Score 48/100 Risky
The fund shows potential but is hindered by inconsistent growth and market risks.
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B
Bandhan Money Market Fund(M-IDCW)
Score 70/100 Decent
The fund shows decent potential but lacks strong growth drivers and consistency in performance.
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B
Bandhan Money Market Fund(W-IDCW)
Score 68/100 Decent
The fund shows moderate potential with some risks, but overall it is a decent investment option.
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Business Overview

The Bandhan Banking and PSU Fund (DD-IDCW) is a mutual fund designed to provide investors with exposure to high-quality banking and public sector undertakings. Ideal for conservative investors seeking regular income and capital appreciation, this fund focuses on stable returns through a diversified portfolio. With a strong emphasis on risk management, it aims to balance growth and safety, making it a suitable choice for long-term wealth creation.

  • Focuses on banking and PSU sectors
  • Ideal for conservative investors
  • Aims for regular income and capital appreciation
  • Diversified portfolio for risk management
  • Strong track record of performance
  • Managed by experienced professionals

Investment Thesis

Bandhan Banking and PSU Fund (DD-IDCW) stands out due to its strong promoter credibility, robust growth in digital services, and attractive valuations compared to peers. This combination positions it as a compelling investment opportunity for retail investors seeking stable returns in a dynamic market.

  • Strong promoter group with a proven track record enhances investor confidence.
  • Significant growth potential in digital banking services catering to a tech-savvy customer base.
  • Valuation metrics indicate an attractive entry point compared to industry peers.
  • Focus on PSU investments provides stability and government backing.
  • Well-positioned to capitalize on the growing financial inclusion trend in India.

Opportunity vs Risk

Opportunities
  • Strong growth potential in banking sector
  • Diversification through PSU investments
  • Stable dividend payouts expected
  • Increasing financial inclusion in India
Risks ⚠️
  • Regulatory changes affecting banking
  • Economic slowdown impacts loan growth
  • High competition in banking sector
  • Asset quality concerns in PSU investments
📊 Stock Investment Checklist (100 Points)
Bandhan Banking and PSU Fund(DD-IDCW) • Updated: 2025-10-01 02:18:40
  • 10
    Business
    High
    The banking sector is evolving with digital transformation, but Bandhan's model is still adapting.
  • 10
    Growth
    High
    Revenue growth has been inconsistent, with fluctuations in profit margins.
  • 10
    Profitability
    High
    ROE and ROCE are below industry averages, indicating weaker profitability.
  • 8
    Valuation
    High
    Valuation metrics are higher than peers, suggesting overvaluation.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity is a concern.
  • 5
    Governance
    Good
    Promoter holding is stable, but there are concerns about transparency.
  • 6
    Drivers
    Good
    Growth drivers are present but execution risks are significant.
  • 5
    Technicals
    Good
    Market sentiment is mixed, with low liquidity affecting price action.
Final Score & Verdict
Score 56 / 100 • Decent
While Bandhan Banking shows potential in a growing sector, inconsistencies in growth and profitability metrics raise concerns. Caution is advised.