ICICI Pru Regular Savings Fund(M-IDCW)

Ticker: mf15234
Decent 70/100

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Business Overview

ICICI Pru Regular Savings Fund (M-IDCW) is a well-structured mutual fund designed for investors seeking steady returns through a balanced portfolio of debt and equity. Ideal for individuals looking to build wealth over time while enjoying the benefits of systematic investment, this fund emphasizes capital appreciation and regular income. Its professional management and diversified approach make it a reliable choice for both new and seasoned investors.

  • Designed for long-term wealth creation
  • Balanced exposure to debt and equity
  • Regular income through monthly dividend options
  • Managed by experienced professionals
  • Ideal for risk-averse investors seeking stability

Investment Thesis

ICICI Pru Regular Savings Fund stands out due to its robust promoter backing and credibility in the financial sector. The fund is positioned to capitalize on the growing digital services landscape, enhancing customer engagement and efficiency. Additionally, its attractive valuation compared to peers makes it an appealing choice for investors seeking growth and stability.

  • Strong backing from the reputable ICICI Group enhances credibility.
  • Significant growth potential in digital services to attract younger investors.
  • Attractive valuation compared to peer funds, offering potential for higher returns.
  • Consistent performance history instills confidence in long-term investment.
  • Focus on risk management ensures stability in volatile markets.

Opportunity vs Risk

Opportunities
  • Strong historical performance
  • Diverse investment portfolio
  • Potential for steady returns
  • Rising demand for savings plans
Risks ⚠️
  • Market volatility impact
  • Regulatory changes risk
  • Interest rate fluctuations
  • Liquidity concerns in downturns
📊 Stock Investment Checklist (100 Points)
ICICI Pru Regular Savings Fund(M-IDCW) • Updated: 2025-10-01 03:22:59
  • 10
    Business
    High
    The sector is evolving with a focus on digital transformation, but competition is intense.
  • 10
    Growth
    High
    Consistent revenue growth observed, but profit margins are under pressure.
  • 10
    Profitability
    High
    ROE is decent, but OCF is fluctuating compared to net profit.
  • 10
    Valuation
    High
    Valuation metrics are in line with peers, but growth expectations are tempered.
  • 8
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 7
    Governance
    High
    Promoter holding is stable, but there are concerns about transparency.
  • 5
    Drivers
    Good
    Growth drivers are present, but execution risks remain significant.
  • 3
    Technicals
    Low
    Market sentiment is mixed, with low liquidity affecting price action.
Final Score & Verdict
Score 70 / 100 • Decent
The fund shows potential for moderate growth, but investors should be cautious of execution risks and market volatility.